amplus mortgage

If you’ve been tracking the housing market, you know that timing is everything. As of March 2026, homeowners are seeing a unique window of opportunity. While the volatile "peak" rates of previous years have cooled, finding the lowest mortgage refinance rate today requires a mix of sharp timing and solid credit. Currently, 30-year fixed refinance rates are hovering around the 6.1% to 6.7% range, while 15-year fixed options offer a more aggressive path to savings near 5.5% to 5.8%.