Pag-IBIG Loan Application.pdf - Micah Nadine Arzadon

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PAG-IBIG Multi-Purpose Loan (MPL) and Calamity Loan (CL) Online Application 1. Accomplish MPL and CL fillable forms using your smartphone or computer • Multi-Purpose Loan (MPL) Form https://www.pagibigfund.gov.ph/document/pdf/dlforms/providentrelated/SLF06 5_MultiPurposeLoanApplicationForm_V04_fillable_final.pdf?fbclid=IwAR3THyefLyi6 eYJkCjEgdrUgj_TS9IdFBEdnmZhwggZYWhSeI2v6YNasnjM • Calamity Loan (CL) Form https://www.pagibigfund.gov.ph/document/pdf/dlforms/providentrelated/SLF06 6_CalamityLoanApplicationForm_V05_fillable_final.pdf?fbclid=IwAR0- qAfxPnjbjWJblWCE3Z33G1rxqSF29QjFlIkSlf_9-4mEsZ2ODaK3ZXo • Borrower signature is not required 2. Send your accomplished form together with the scanned copy or clear photo of 1 valid ID, and the front and back images of your Loyalty Card Plus or LandBank, DBP or UCPB cash card to HR approver through [email protected] *incomplete attachments will not be processed 3. HR will authorize employment and will forward loan application to Pag-IBIG Fund accordingly. FAQs for MPL and CL loan application: https://www.facebook.com/notes/pag-ibig-fund-hdmf/sagot-sa-mga-katanungan- email-filing-ng-pag-ibig-mpl-at-calamity-loan/2894996717210135/ Can I still avail CL if I have existing MPL? - Member/employee can avail as long as member/employee have updated payment for MPL or Pag-IBIG Fund Housing Loan before the Enhanced Community Quarantine dated March 16, 2020. - 80% of the total Pag-IBIG Regular Savings will be computed and the balance from existing MPL. The difference will be the amount to borrow. Can I still avail MPL if I have existing MPL? - Member/employee can avail as long as they have at least six (6) months payment from existing MPL. - Member/employee should have updated payment for MPL or Pag-IBIG Housing Loan before the Enhanced Community Quarantine dated March 16, 2020. - Balance from the existing MPL will be deducted from the new one. Three (3) month moratorium for ALL LOANS - Applicable for member-borrowers residing in NCR and Luzon - Covering payments due on March 16 to June 15, 2020 - Low wage salary earners – 15,000 and below in arrears may avail but with approval - Members should file online via Virtual Pag-IBIG Step 1: Go to Virtual Pag-IBIG via https://www.pagibigfundservices.com/virtualpagibig/LoanMoratorium.aspx Step 2: Enter loan and personal details. Give active Philippine mobile number to receive One-Time-Pin (OTP) Step 3: Enter One-Time-Pin (OTP) and click submit to receive your reference number Step 4: Employee/Member should send proof of moratorium approval to HR FAQs for moratorium: Once moratorium is done, will it be debited or adjusted? - Pag-IBIG will move the loan payment. For example, if loan term will end on Dec. 2020, it will be move until March 2021, but member can increase their payment should they want to. Should Premium Contributions be paid on time? - Premium contributions should be paid however Pag-IBIG is still studying on waving penalties. Member filed for moratorium but there is no update from Pag-IBIG - Deduction will still apply if there are no confirmation from Pag-IBIG Member has expired cash card - Member can no longer use the expired cash card Member has no cash card - He/she cannot apply for loan; Pag-IBIG is looking for other ways to cater to such Does moratorium apply for Contribution too? - Moratorium is for loans only and not for contribution Member forgot his password for cash card - Member should contact bank directly How many days can member file for Calamity Loan? Member can file 90 days from the declaration. Payment will be after 3 months. What if there are incomplete requirements or application is disapproved, will the member be informed? - Pag-IBIG will inform member through e-mail Does member need to inform the employer once moratorium is approved? - Member needs to inform the employer once moratorium is approved How about merging/consolidating of Premium Contributions? - Member should request to Pag-IBIG the merging/consolidation of their contributions. For further inquiries on Pag-IBIG loans and moratorium, please get in touch with [email protected]