by Mona99 Fee Information Document for Private Individuals Name of the account provider: Mona 99 GmbH, 1010 Wien, Kramergasse 9/14, Austria Effective date: This Fee Information Document (FID) will take effect on 01. September 2023 This document informs you about the fees for using the main services linked to the payment account. It will help you compare these fees with those of other accounts. Package of services Fee Sky2 by Mona99 Starter Account : Includes a package of services consisting of: o Maintaining the account o Providing 1 virtual debit card per account o All receiving payments from MyWorld cashback programs o All Sky2 merchant payments o 3 SEPA credit transfers, or receiving payments in Eur o currency or Debit Card payments in Eur o currency o Service fee for Sky2 App usage o 10 Sky2 by Mona99 account to Sky2 by Mona99 account payments (so called in house payments) Services beyond these quantities will be charged separately. Monthly : Eur 4,99 Service Fee General Account Services Maintaining the account € 3 ,99 per month Payments (excluding cards) SEPA credit transfer € 0, 40 Sky2 to Sky2 accounts € 0,05 Sky2 merchant payment via Sky 2 by Mona99 account € 0, 10 Receiving cashbacks from MyWorld € 0, 10 Receiving payments in EUR € 0, 4 0 Receiving cross border payments 0,2% min. € 4 ,00 When receiving non - EUR payments or payments from outside of EEA area, the Payer’s bank and intermediary service providers may charge additional fees Direct Debit € 0, 5 0 Cards and Cash Providing a virtual debit card € 1,00 Providing a 2 nd or new virtual debit card € 2,00 Sky2 pay on Merchant platform with Instant cashback € 0, 1 0 Card payment on POS Intra EEA (noFX) 0,2 5 % + € 0, 5 0 , Intra EEA (cross currency 0, 35% + € 0, 5 0 , UK 0, 35 % + € 0, 5 0 and InterRegional and EEA Microstates 1,5% + € 0, 5 0 Card payment online Intra EEA (noFX) 0,2 5 % + € 0, 5 0 , Intra EEA (cross currency 0, 35% + € 0, 5 0 , UK 0, 55 % and InterRegional and EEA Microstates 1,5% + € 0,30 Cash withdrawal 1 % fee, at a € 3 minimum fee per withdrawal ATM balance check or ATM decline € 0,30 ATM PIN Change or U nblock € 0 ,85 Chargeback € 30,00 will be charged for un grounded requests 3D Secure SMS € 0,10 per OTP SMS