by Mona99 Fee Information Document for Sky2 merchant platform users Name of the account provider: Mona 99 GmbH , 1010 Wien, Kramergasse 9/14 , Austria Effective date: This Fee Information Document (FID) will take effect on 01. September 2023 This document informs you about the fees for using the main services linked to the payment account. It will help you compare these fees with those of other accounts. Package of services Fee Sky2 by Mona99 Merchant Account : Includes a package of services consisting of: o Maintaining the account o Participation in Sky2 merchant platform o Processing Sky2 merchant payments o Service fee for Sky2 App usage o Opening of the merchant account Services beyond these quantities will be charged separately. Monthly : Eur 1 ,99 Service Fee General Account Services Account opening € 29,99 – one time Maintaining the account € 5 ,99 per month Payments (excluding cards) SEPA credit transfer € 0, 5 0 Sky2 account to Sky2 account payment € 0, 10 Payment processing of Sky2 payments from customer via Sky2 merchant platform 0,2% but minimum Eur 0,08 Receiving payments in EUR outside Sky2 eco - payment - system € 0, 5 0 Receiving cross border payments 0,2% min. € 4 ,00 When receiving non - EUR payments or payments from outside of EEA area, the Payer’s bank and intermediary service providers may charge additional fees Direct Debit € 0, 5 0 Cards and Cash Providing a virtual debit card € 1,00 Providing a 2 nd or new virtual debit card € 2,00 Card payment on POS Intra EEA (noFX) 0,2 5 % + € 0, 5 0 , Intra EEA (cross currency 0, 35% + € 0, 5 0 , UK 0, 35 % + € 0, 5 0 and InterRegional and EEA Microstates 1,5% + € 0, 5 0 Card payment online Intra EEA (noFX) 0,2 5 % + € 0, 5 0 , Intra EEA (cross currency 0, 35% + € 0, 5 0 , UK 0, 55 % and InterRegional and EEA Microstates 1,5% + € 0, 5 0 Cash withdrawal 1 % fee, at a € 3 minimum fee per withdrawal ATM balance check or ATM decline € 0,30 ATM PIN Change or U nblock € 0 ,85 Chargeback € 30,00 will be charged for un grounded requests 3D Secure SMS € 0,10 per OTP SMS