MOON CRESENT WhitePaper Crescent Moon Crescent Moon is a 100% halal and automatic liquidity providing protocol using the principles of Islamic banking & finance Introduction 03 Islamic Crypto Compliance Problem 03 Crescent Moon Solution 04 Crescent Moon Protocol 04 Crescent Moon 100% Halal Tokenomics 05 No Riba 05 No Gharar 05 Zakat 06 Crescent Moon Summary 06 Crescent Moon Allocation 06 Crescent Moon ICO Process 07 Crescent Moon Roadmap 07 Crescent Moon Use Cases 08 Crescent Moon Wallet & Exchange 08 Crescent Moon Bank 08 Crescent Moon Council 08 Numbers & Facts 09 Crescent Moon Team & Community 10 Sources & Partners 11 Crescent Moon Disclaimer 12 Intro d u c t i o n Islamic Crypto Compliance Problem Cryptocurrency, Bitcoin, Ethereum and Ripple are now established investment products. But as these assets are so new, Muslims have a whole series of questions around them both from an Islamic perspective but also a commercial perspective. Though cryptocurrency assets can be very lucrative they are not based on the principles of Islamic banking or Islamic finance. Two fundamental principles of Islamic banking are the sharing of profit and loss, and the prohibition of the collection and payment of interest by lenders and investors. Islamic law principles, in addition to banning interest payments, emphasize real economic activity based on physical assets. PAGE 04 Solu t i o n Prot o c o l Crescent Moon Crescent Moon Crescent Moon solves this compli- ance issue by using a protocol and algorithm which is fully compliant with the rules of Islamic banking & finance. In other words, Crescent Moon is 100% halal. Crescent Moon is a 100% halal and automatic liquidity providing protocol using the principles of Islamic banking & finance. Crescent Moon gives unlimited possibilities as the Crescent Moon eco-system can be easily integrated into the financial world. Although Islamic banking still makes up only a fraction of the banking assets of Muslims, since its inception it has been growing faster than banking assets as a whole, and is projected to continue to do so. So not only can muslims now join the crypto action 100% halal, this is also a chance to disrupt and transform the financial system world-wide. PAGE 05 100% Halal Tokenomics Crescent Moon No Riba No Gharar Each transaction triggers a 12,5% The Qur’an prohibits “riba”, which means “interest”. Technically riba is the increase when liquid or fungible assets (cash, coins etc.) are exchanged other than at par value. Therefor Crescent Moon uses the principle of “mudarabah” (profit- sharing) by locking 1% with every transaction into the Liquidity Pool (this is called the LP tax). The pool functions as a profit-sharing mechanism adding passive income to the initial investment through equity participation. Another benefit of locking 1% with every transaction is that this creates a rising price floor. Gharar means “uncertainty” and is associated with risk. Gharar is a broad concept, involving scenarios including: - When the claim of ownership is unclear and consequences are concealed due to lack of openness. - When the existence, quality or characteristics of the commodity are not certain. - Pure speculation where an outcome depends on excessive uncertainty. RIBA N O GHARAR N O ZAKAT Y E S 1.0% is reserved for Profit Sharing Liquidity 2.5% is reserved for Zakat 6.5% is reserved for the Buyback Algorithm 2.5% is reserved for Marketing & Development PAGE 06 No Zakat As one of the pillars of Islam, zakat is a form of obligatory charity. With the literal meaning of the word being ‘to cleanse,’ Muslims believe that paying zakat purifies, increases and blesses the remainder of their wealth. Commonly zakat is 2.5% of wealth that has been in one’s possession for a lunar year. Therefor Crescent Moon reserves 2.5% with each transaction for a Zakat wallet which is used to help various charities around the world. Therefore : - Crescent Moon is completely transparant about its contract, protocol, allocation and supply - The Crescent Moon coins can be transferred directly to your own Crescent MoonHalal Wallet which will be rolled out in the future. In the meantime recommended wallets are: Metamask, Ledger and Trezor. - Crescent Moon has a Buyback Algorithm to execute buy-backs and maintain a steady price range to limit speculation and focus on steady growth. Allocation 4,0% Team Wallet for eco-system development 3,5% Marketing Wallet 2,5% Zakat Wallet 10% Seed Sale 80% Pre-Sale & Public Sale ( PinkSale - The Launchpad Protocol for Everyone! ) Summary Coin Ticker CMOON : Circulating Supply 786.000.000 : Utility Crypto compliant with Islamic laws : Whale Restriction Max 1% of total supply per transaction : PAGE 07 ICO Process Roadmap Crescent Moon Crescent Moon The Crescent Moon Pre Sale and Public Sale will be announced through our telegram and social media channels. The Public Sale will use the fair launch principle. Fair Launch means that the token will be launched on the open market, ensuring a fair and complete distribution. With the Fair Launch approach, CMOON will be issued via a decentralised liquidity exchange for everybody at the same time so there is a level playing field. Another benefit of a Fair Launch is that the token can be traded immediately. To prevent whales from holding large amounts of tokens which can disrupt the market the maximum purchase is 1% of the total supply. - Pre Sale, Marketing & Free Airdrop - Public Sale (Fair Launch) - Marketing Push 1 ICO - Crescent Moon Halal Wallet - Extended Whitepaper & External Audit 2 Development Crescent Moon Eco-System - Launch Crescent Moon Exchange - Launch Crescent Moon DeFi Bank 3 Crescent Moon Eco-System Rollout PAGE 08 Use Cases Crescent Moon CMOON Moon Currency Swap, Stake, Fiat and Multi-chain Moon Exchange DeFi solutions based on the principles of Islamic banking & finance Portfolio Management with integrated IBAN & cross chain overview Moon Bank Crescent Moon Council Moon Council The Crescent Moon Wallet & Exchange will implement an easy fiat option to purchase and store various cryptocurrencies and NFT’s, including Crescent Moon, Bitcoin, Ethereum, Cardano, Solana, Ripple and more. You will be able to swap and stake in a revolutionary way using a multi-chain blockchain bridge. The multi-wallet function will allow users to manage their funds in the most decentralized (DeFi) way possible. In contrast to other exchanges that focus on speculation the Crescent Moon Exchange will be the first in the world that will be fully compliant with the rules of Islamic banking&finance as it will be based on profit-sharing and not ‘riba’ or speculation. Crescent Moon Wallet & Exchange The Crescent Moon Bank will be the logical progression of the Crescent Moon Exchange & Wallet connecting cryptocurrency to other real-world financial assets and implementing the same principles of Islamic banking and finance. Imagine an account wallet containing your IBAN and Crypto address. Crescent Moon Bank Crescent Moon will set up an advisory council preventing the ecosystem from becoming linked with a haram industry. Crescent Moon Council PAGE 09 Numbers & Facts Blockchain technology has witnessed massive adoption over the past couple of years. Research indicates a 3X growth in the total number of blockchain wallets between January 2018 and January 2021 (66 million). The recent expedited interest in blockchain ecosystems and crypto-assets from publicly-traded companies indicates a changing outlook towards crypto-assets. The target audience of Blockchain ecosystems is transitioning from technology enthusiasts to institutional investors, global enterprises, and retail investors. In addition, Blockchain technology is becoming increasingly resilient and more adaptive in the global transactional landscape. The blockchain industry has moved through its early hype-stage to a more stable version, with enterprise- level blockchain applications gaining traction alongside mass adoption. Global cryptocurrency market cap $1.5 trillion Nearly a quarter of companies will invest between $5 million and $10 million in blockchain initiatives. Over 20 countries already have a concept or are working on the concept of a national digital currency. El-Salvador even accepts Bitcoin as a legal tender. The financial sector is responsible for nearly 60% of the current blockchain market value. Ripple, our closest competitor, has a current market-cap of 49 billion dollars. PAGE 10 Crescent Moon Community & Team Challenging the existing powers is not without risk so we have chosen to stay as decentralised as possible. There is no core team so the project is community owned. As we move further away from the old financial structures, imposed institutions and traditional mindsets, projects built on the foundation of community are the future. In that sense Crescent Moon redefines wealth and how it can be acquired. And all this based on the principles of Islamic banking & finance. If you have any questions or want to share a thought feel free to drop us a message: hq@crescentmoon.online PAGE 11 Sources & Partners https://www.islamic-relief.org/zakat/ https://www.islamicfinanceguru.com/ https://www.investopedia.com/terms/i/islamicbanking.asp https://en.wikipedia.org/wiki/Islamic_banking_and_finance PAGE 12 Disclaimer Crescent Moon This document, and any other documents published in association with this whitepaper, relate to a proposed private placement of Crescent Moon to specific persons (purchasers) in respect to the intended development and use of Crescent Moon and the Crescent Moon Coins within the ecosystem developed by Crescent Moon. This white-paper, in full or part, must not be taken or transmitted to any country where distribution or dissemination of this white-paper is prohibited or restricted. Persons into whose possession this white-paper may come are required to inform themselves about and to observe any relevant legal or regulatory restrictions and seek all necessary professional advice. By accessing this white-paper, you agree to be bound by this requirement. This document does not constitute an offer or solicitation of securities or any other regulated product, nor a promotion, invitation or solicitation for investment purposes. The terms of the purchase are not intended to be a financial service offering document or a prospectus. Crescent Moon involves and relates to the development and use of experimental platforms (software) and technologies that may not come to fruition or achieve the objectives specified in this whitepaper. The Crescent Moon Coins do not represent equity, shares, units, royalties or rights to capital, profit, returns or income in the platform or software or in Crescent Moon or other company or intellectual property associated with the platform or any other public or private enterprise, corporation, foundation or other entity in any jurisdiction. The Crescent Moon Coins are not intended to represent a security or similar legal interest. The purchase of Crescent Moon Coins carries with it significant risks. Prior to purchasing Crescent Moon Coins, you should carefully assess and consider the risks. You are advised to consult a lawyer, accountant and/or tax professional as needed prior to determining whether to purchase Crescent Moon Coins to ascertain if this fits your risk profile. This white-paper contains forward-looking statements based on the beliefs of Crescent Moon, as well as certain assumptions made by and information available to Crescent Moon. The project as envisaged in this white-paper is under development and is being constantly updated, including but not limited to key governance and technical features. This white-paper does not constitute advice to purchase any Crescent Moon Coins nor should it be relied upon in connection with any contract or purchasing decision. PAGE 13 Accordingly, if and when the project is completed, it may differ significantly from the project set out in this white-paper. No representation or warranty is given as to the achievement or reasonableness of any plans, future projections or prospects and nothing in this document is or should be relied upon as a promise or representation as to the future. In particular Crescent Moon doen not make any representation or warranty whatsoever with respect to the Coins, including, without limitation, any warranty of merchantability, warranty of fitness for a particular purpose, warranty of title or warranty against infringement of intellectual property rights of a third party whether arising by law, course of dealing, course of performance, usage of trade, or otherwise. The views and opinions expressed in this white-paper are those of Crescent Moon and do not necessarily reflect the official policy or position of any government, quasi-government, authority or public body (including but not limited to any regulatory body of any jurisdiction). Information contained in this White-paper is based on sources considered reliable by Crescent Moon but there is no assurance as to their accuracy or completeness. No solicitation of investment business. This white-paper is issued specifically in respect of the proposed issuance of the Crescent Moon Coins by Crescent Moon. It is not intended as solicitation of investment business or other financial services business by Crescent Moon and Crescent Moon will not itself perform any separate or other investment business or financial services activity. This white-paper and related materials are issued in English only. Any translation is for reference purposes only and is not certified by Crescent Moon. Except as expressly set forth herein or in the terms of service, the purchaser acknowledges that it has not relied upon any representation or warranty made by Crescent Moon, or any other person on Crescent Moon’s behalf. No assurance can be made as to the accuracy and completeness of any translations. If there is any inconsistency between a translation and the English version of this white-paper, the English version prevails. References in this white-paper to specific companies and platforms, unless specifically stated otherwise, are for illustrative purposes. www.crescentmoon.online Crescent Moon is 100% halal Automatic liquidity providing protocol using the principles of Islamic banking & finance 20 22