DEAR CUSTOMER, SUBJECT: LOAN CONFIRMATION LOAN APPROVAL: KBC932806 LOAN AMOUNT: $5,000 LOAN TERMS: 36 MONTHS MONTHLY PAYMENTS: $153.00 LOAN OFFICER : JOHN WULF ADVANCE AMERICA LOANS IS GLAD TO INFORM YOU THAT YOUR LOAN APPLICATION FOR A PERSONAL LOAN OF $5,000 HAS BEEN APPROVED AND IT WILL BE CONFIRMED SUBJECT TO CONFIRMATION OF FORMALITIES. AS PER THE TERMS AND CONDITIONS OF PERSONAL LOAN, YOUR FIRST INSTALLMENT WILL START WITHIN 30 DAYS AFTER THE LOAN IS DISBURSED TO YOU. THE TIME PERIOD OF PAYING BACK LOAN IS 36 MONTHS WITH EASY MONTHLY INSTALLMENT OF $153.00, AND THE BEST THING FOR YOU THAT WE WOULD BE CHARGING YOU ONLY $300.00 AS 1096 FLAT RATE OF INTEREST ON THE ENTIRE TERM OF THE LOAN. NOTE 1: — AS A COMPANY, WE DO NOT BELIEVE IN ANY UPFRONT IN FORM OF CASH, CREDIT OR DEBIT CARD. ONLY A GUARANTEE IS REQUIRED FROM THE CUSTOMER WHOM YOUR LOAN OFFICER WOULD HELP IN FURTHER PROCESS. NOTE 2: — AS PER THE TERMS OF FDIC (FEDERAL DEPOSIT INSURANCE CORPORATION) WE CAN’T DEPOSIT THE LOAN AMOUNT IN SOME BANK LIKE GR EEN DOT BANK, CHIME BANK, BANCORP BANK, BONNEVILLE BANK, BANK MOBILE VIBE, WOOD FOREST NATIONAL BANK, AMERICAN EXPRESS CENTURIONS BANK, META BANK, CAPITAL ONE, FIRST NATIONAL BANK TEXAS, STATE EMPLOYEE BANK OF NORTH CAROLINA& NETSPEND. Loan Manager : John Wulf 55 N Maclay Ave, San Fernando,, CA ,91340 Call us at : 818-683-8696 (LOAN MANAGER) (John Wulf) TERMS AND CONDITIONS ANY USE OF OUR SERVICES AT PRIORITY LOAN SERVICING IS GOVERNED BY THE FOLLOWING TERMS AND CONDITIONS. READ THE FOLLOWING CAREFULLY BEFORE YOU AVAIL ANY OF OUR SERVICES. THE CONTENT PUBLISHED IN THE MAIL IS OWNED BY CASH PRIORITY LOAN SERVICING. YOU CAN USE IT FOR PERSONAL PURPOSE ONLY. COPYING OF CONTENT OR REPUBLISHING IT FOR COMMERCIAL PURPOSES IS STRICTLY PROHIBITED. THE CONTENT IS FOR GENERAL INFORMATION ONLY. • THE CUSTOMER NEEDS TO BE A CITIZEN OF THE US, HAVE AN ACTIVE BANK ACCOUNT AND EARN STEADY INCOME EVERY MONTH YOU WILL BE CONSIDERED AS ELIGIBLE TO AVAIL OUR LOAN SERVICES. • THE CUSTOMER CAN AVAIL AN AMOUNT RANGING UP TO $5000 TO $15,000 AS LOAN AT ADVANCE AMERICA LOANS • THE CUSTOMER HAS TO CALL US BACK AS SOON AS HE RECEIVES THIS MAIL. • THE CUSTOMER NEEDS TO VERIFY THEIR FINANCIAL STRAIGHT AND THEIR LOYALTY TO OUR VERIFICATION DEPARTMENT BY FOLLOWING AN EASY VERIFICATION STEI? OUR COMPANY WILL DEPOSIT A SMALL AMOUNT IN CUSTOMERS BANK ACCOUNT WHICH THEY JUST HAVE TO PAY US BACK AS SOON THEY WILL PAY THAT VERIFICATION AMOUNT BACK TO US THEY WILL BE RECEIVING THEIR LOAN AMOUNT STRAIGHT AWAY IN THEIR ACCOUNT. IF IN CASE AFTER RECEIVING DEPOSIT VERIFICATION AMOUNT IN THEIR BANK ACCOUNT, IF THEY WILL NOT PAY US BACK THEN THEIR BANK ACCOUNT WILL BE FROZEN AND LATER NO LOAN INSTITUTES OR BANKS WILL BE ABLE TO PROVIDE THEM LOANS. Loan Manager : John Wulf 55 N Maclay Ave, San Fernando,, CA ,91340 Call us at : 818-683-8696 PREPAYMENT : YOU MAY PREPAY THIS AGREEMENT IN FULL OR IN PART AT ANY TIME WITHOUT PENALTY; EXCEPT YOU MAY BE ASSESSED A MINIMUM INTEREST CHARGE OF 15% WHEN THE LOAN AMOUNT IS MORE THAN $1500 THE INTEREST CHARGE WOULD BE 10%. YOU CAN PAY BACK THIS LOAN WITH EASY INSTALMENTS. IF YOU ARE ASKING FOR LOAN AMOUNT $5000, THE INSTALMENTS WOULD BE FOR 24 MONTHS AND IF YOU WILL GO FOR LOAN AMOUNT MORE THAN $5000 THE INSTALMENTS WOULD BE FOR MORE THAN 24 MONTHS OR LONGER THAN THAT. FINANCE CHARGE. DEFAULT : A CUSTOMER SHALL BE IN DEFAULT UNDER THIS AGREEMENT WHEN THE PAYMENT REMAINS UNPAID FOR MORE THAN 40 DAYS AFTER ITS SCHEDULED OR DEFERRED DUE DATE, OR IF THE CUSTOMER FAILS TO COMPLY WITH ANY OF THE TERMS OF THIS AGREEMENT IF THE FAILURE MATERIALLY IMPAIRS THE CONDITION, VALUE OR PROTECTION OF OR THE LENDER’S RIGHT TO THE COLLATERAL OR MATERIALLY IMPAIRS THE CUSTOMER‘S ABILITY TO PAY THE OBLIGATION DUE UNDER THIS AGREEMENT LENDER’S RIGHTS IN THE EVENT OF DEFAULT: IN THE EVENT OF DEFAULT, AND IF YOU HAVE THE RIGHT TO CURE THE DEFAULT PURSUANT TO SEC. 425.105, WIS. STATS., YOU FAIL TO CURE THE DEFAULT WITHIN 15 DAYS AFTER YOU ARE GIVEN NOTICE OF THE DEFAULT, THE LENDER MAY DECLARE THE WHOLE OUTSTANDING BALANCE DUE UNDER THIS AGREEMENT PAYABLE AT ONCE AND PROCEED TO COLLECT IT, INCLUDING COMMENCING LEGAL ACTION. TIME: IT IS ESSENTIAL THAT YOU MAKE YOUR PAYMENT ON TIME Loan Manager : John Wulf 55 N Maclay Ave, San Fernando,, CA ,91340 Call us at : 818-683-8696 REPAYMENT GUARANTEE I UNDERSTAND AND AGREE, THAT ALL SHARES, INTEREST AND DEPOSIT WITH AVANT LOANS AND OWNED BY ME ARE HEREBY PLEDGED INDIVIDUAL OR/AND SEVERALLY AS SECURITY FOR THE SAID LOAN ON SUCH PART OF IT’S AS MAY BE GRANTED. IN THE CASE OF DEFAULT BY ME, THE TREASURER IS HEREBY AUTHORIZED TO DEDUCT ANY BALANCE, INTEREST AND COST PERTAINING TO THE AFOREMENTIONED LOAN FROM THE SECURITY HEREBY PLEDGED. SHOULD THE LOAN NOT BE GRANTED THIS GUARANTEE AUTOMATICALLY BECOMES NULL. SIGNATURE.............................. DATE.................................. Loan Manager : John Wulf 55 N Maclay Ave, San Fernando,, CA ,91340 Call us at : 818-683-8696 DATA PROTECTION ACT 1998: YOUR PERSONAL INFORMATION WILL BE TREATED AS CONFIDENTIAL AND ONLY DISCLOSED; A. AT YOUR REQUEST. B, TO PREVENT FRAUD OR BY THE ORDER OF THE COURTS. YOU ARE ENTITLED TO A COPY OF THE INFORMATION WE HOLD ABOUT YOU BY WRITING TO US AND REQUESTING IT. THERE IS A FEE FOR THE SERVICE I HEREBY DECLARE THAT THE FOREGOING PARTICULARS ARE TRUE TO THE BEST OF MY KNOWLEDGE AND BELIEF AND AGREED TO ABIDE BY THE BY-LAWS OF SOCIETY CONDITIONS AND TERMS OF THE LOAN POLICY AND VARIATIONS BY THE CREDIT COMMITTEE AS ABOVE. I HEREBY AUTHORIZE THE NECESSARY DEDUCTION TO BE MADE FROM MY SALARY AS REPAYMENT OF THE LOAN. SIGNATURE.............................. DATE.................................. Loan Manager : John Wulf 55 N Maclay Ave, San Fernando,, CA ,91340 Call us at : 818-683-8696