ﺑﺳم ﷲ اﻟرﺣﻣن اﻟرﺣﯾم. اﻟﺳﻼم ﻋﻠﯾﻛم ورﺣﻣﺔ ﷲ وﺑرﻛﺎﺗﮫ A lot of brothers and sisters had some questions regarding money transfers and what’s the safest way to donate to the sisters in the camps so I thought I’d make a post addressing this matter. Keep in mind, everything in this is highly opinionated and based on my own personal experiences and the experiences of people who I know. And I wouldn’t even be speaking about this had it not been for the fact that a lot of Muslims are ignorant about these matters. So, one of the most commonly asked question I see asked is: Q) What is the safest way to donate to the sisters in the camps? A) First and foremost, one has to understand that there’s obviously a risk in donating, no one would deny that. However, the risks that I’m referring to are completely different than the risks that come into the minds of many and they get paranoid over them! The risks I’m talking about is that *maybe* the kuffar may come pay you a visit, *maybe* you get banned for life from the service you’re using to send transfers to the sisters, *maybe* you get the attention of the kuffar, but I have yet to see anyone go to prison for sending money to the sisters in the camps for livelihood and basic human needs and necessities. And my proof are the hundreds of families [Muslims and non-Muslims] of the sisters worldwide who send money to them whenever they are able! As well as all those brothers and sisters who are not related to them and donated for the sake of Allaah! [May Allaah accept from them all!] Why aren’t all these people in prison? Why are people who have been helping for over a year now, not in prison? And I’m not saying there’s not a possibility of any cases where people weren’t thrown in prison for helping and they probably got false charges filed against them or they live under oppressive rule where if they even suspect you, then you get thrown in prison without any charges. No, as I’m pretty sure those cases do exist, but I currently have not heard of any case till date which hit headlines that a person went to prison for providing basic everyday needs to the sisters in the camps. And sub’hanAllaah I want to expand on one of the things I mentioned above. One who is sincere and actually has Gheerah for his fellow Muslims can derive a few lessons out of this [the kuffar relatives of the sisters helping them while the Muslims say it’s risky]. It’s a strange phenomenon of today that we have those who claim to be on the Haqq with the correct understanding, cower away from their responsibilities towards Muslims, while so many of the kuffar are taking those “risks” because they cannot bear to see their families and friends in that situation! Sub’hanAllaah where is the Wala’a? Now getting to the main point, the safest way to donate to the sisters in the camps is to know someone ***trustworthy*** who is already donating to them and have them send it for you, so in the worst case scenario if something were to happen to that person then in sha Allaah it would be limited to them alone and no one else. Obviously, this kind of person is very difficult to find and very few to no one is willing to do something like this, but nevertheless I wanted to add this as the first option as this is technically the safest option out of all the options above. ***Extreme emphasis of trustworthiness is placed on the person doing this*** Now since majority of the people who have helped and have been helping do not disclose to anyone that they’re helping and thus making it difficult to find someone, then the second safest way for you to donate is through virtual currency. Virtual currencies like bitcoin and all the other types of coins and currencies out there that have monetary value. I cannot really expand on the following much as I’m not an expert in this field at all, but I will add that some countries have restricted and banned virtual currencies. Though in majority if not all the Western countries, virtual currencies are free from these restrictions and bans. I highly advise those who want to help (especially in the West), to in sha Allaah create bitcoin accounts and use it for transfers. The third method would be the standard transfers from Western Union, RIA, MoneyGram, etc… Don’t really need to expand on this much. Then in the fourth method you have the traditional bank/wire transfers, websites and companies which mainly focus on transfers like PayPal, Xoom, TransferWise, etc…Now I think the worst method to donate out of all of these listed above is PayPal in particular! The reason why I say it’s the worst method is because PayPal is very paranoid and or very strict with its transfers. More so than any other money transfer platform in my opinion. I could probably write pages about my own experiences and the experiences of others with PayPal, but in sha Allaah this serves as enough of a warning. So, if possible, I advise everyone to use the other three options above [if available] before even thinking about using PayPal. Not saying it doesn’t work, only saying that it should be one of you final options. Now there are other platforms for fundraising like GoFundMe, Crowd Funding, etc… and my experiences regarding these are limited, but I will state that from experiences of others that they too are strict and if they suspect anything then they will refund everything that was raised back to the people who donated. Plus, platforms like these which rely on people spreading their campaigns and fundraisers for long periods of times is not essential for Muslims as the longer these campaigns and fundraisers stay up, the higher the chances of munafiqeen and kuffar reporting them and you end up back at square one. I understand everyone wants an easy way to donate, but if you’re serious about helping the Muslimeen then you should really think about creating a Bitcoin account as I truly believe that’s one of the best ways to donate right now. That’s also one of the main reasons why virtual currencies are banned in some countries because the governments aren’t able to control and track everything as they would like. While if someone were to send money through the traditional/conventional ways then the tracking and restricting is much easier for the kuffar as red flags and restrictions would be placed on your accounts, especially If you’re a Muslim. Now for those of you who are residing in countries where virtual currencies like bitcoin are restricted/banned, then your best option would be money transfers if you don’t anyone. That or unless you’re very well versed in virtual currencies with online brokers and trading platforms. Other than that, I really don’t know what your other alternatives are. ***Please note that I am in no way saying virtual currency is not trackable. No, rather I’m only stating that it’s probably the best option we have right now in terms of sending transfers with the least amount of headaches, problems, restrictions, and bans*** Below I have provided some screenshots and images of what you can expect from some of these sending money platforms. Some may tell you directly that you’ve been banned, while others will not and make you waste a lot of your time. So, I thought I’d post some images to show and help those who don’t know of how these things work. The following images are from a PayPal account which is 100% flagged and restricted: The following is an account that was deactivated on TransferWise: And lastly below is the letter Western Union sent a brother who got banned from sending transfers overseas. Look at what they stated in the letter they sent to him. They said that the names didn’t match the person who was receiving. They’re obviously lying as everything matched perfectly, but they won’t reveal that to you and instead give you a random excuse of why the transfer was not successful. They also won’t tell you that you’re restricted or banned, but rather send a letter like this and lie to you and make you waste your time. And on top of that they will ask you stupid questions like who is the money for, where is the money going, how long have you known this person, etc…The only way this brother found out he was restricted from sending transfers is because he tried to send another transfer and the clerk who was assisting him told him that he’s restricted from sending. And this clerk was actually not supposed to disclose that information. So, in short whenever you get a similar letter from Western Union then chances are, you’re restricted.