Thank you for financing your vehicle through Pennsylvania Auto Credit. We would like to make sure that your credit history with us is a positive one so we have included, at the top of this letter, a summary of the contract you signed at the dealership for your vehicle. If there are any discrepancies with the information you see, please contact me immediately to ensure proper documentation and payments. Pennsylvania Auto Credit is here for you now and in the future for any questions or problems that may arise with your account. We also would like to make sure you understand, you are financing a vehicle, which may/will come along with repairs in the future. Timely payments are still expected even in the inconvenience of repairs. Your payments will be recorded to credit bureau agencies that will report your payment history for other companies to see. Let’s work together and build that history into something you are proud of! In closing, we would like to congratulate you on your purchase and say that we are very happy to have you in our small family and hope that your experience with us is a positive one. If for any reason you feel otherwise please call me as soon as possible! Our office hours are as follows: Monday through Friday 9AM until 8PM Saturday 9AM until 5PM Sunday CLOSED Sincerely, www.paautocredit.com Dave Gill Operations Manager Facebook.com/PaAutoCredit email@example.com Accepted forms of payment are Cash, Money Order, Personal Check or ACH via phone ($4.95 fee) or our website. No Debit/Credit cards. We may report information about your account to credit bureaus. Late Payments, missed payments, or other defaults on your account may be reflected in your credit report. At times, PAC acts as a debt collector and any information obtained can be used for that purpose.