AlNouri Group NEWSLETTER Q1-2022.pdf -

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‫‪Q1/2022‬‬ ‫اﻟﻘﺮاء اﻷﻋﺰاء‪،‬‬ ‫إﻧﻪ ﻟﻤﻦ دواﻋﻲ ﺳﺮورﻧﺎ اﻟﺒﺎﻟﻎ أن ﻧﻄﻠﻌﻜﻢ ﻋﻠﻰ آﺧﺮ اﻷﺧﺒﺎر ﻓﻴﻤﺎ ﻳﺘﻌﻠﻖ ﺑﺴﻮق اﻟﻌﻘﺎرات اﻟﺴﻜﻨﻴﺔ ﻓﻲ‬ ‫ﻣﺪﻳﻨﺔ ﻣﺎﻟﻘﺎ ﻣﻨﺬ أن ﺑﺪأ اﻟﻮﺑﺎء‪ ،‬أدى اﻟﻰ ﺗﻐﻴﺮات ﻓﻲ اﻟﺴﻮق واﺗﺠﺎﻫﺎﺗﻪ إﻟﻰ ﻣﻬﻤﺔ ﺻﻌﺒﺔ ‪ ،‬واﻟﺤﻘﻴﻘﺔ ﻫﻲ‬ ‫أن ﺳﻮق اﻟﻌﻘﺎرات ﺗﻮﻗﻒ ﻟﻤﺪة ‪ 5‬أﺷﻬﺮ‪ ،‬ﻛﻤﺎ ﻫﻮ اﻟﺤﺎل ﻓﻲ أي ﻣﻜﺎن ﻓﻲ اﻟﻌﺎﻟﻢ ﻣﻨﺬ ﺷﻬﺮ أﻛﺘﻮﺑﺮ‬ ‫‪ ،2020‬ﺑﺪأﻧﺎ ﻧﻼﺣﻆ زﻳﺎدة ﻓﻲ اﻻﻫﺘﻤﺎم ﺑﻌﻘﺎرات ﻣﺎﻟﻘﺎ ﻣﻦ اﻟﻤﺸﺘﺮﻳﻦ اﻷﺟﺎﻧﺐ وﻫﺬا ﻣﺎ ﻧﺸﺮح ﻋﻨﻪ‬ ‫ﺑﺎﻟﺘﻔﺼﻴﻞ ﻓﻲ ﻫﺬا اﻟﻤﻘﺎل‪.‬‬ ‫اﻟﻤﺸﺘﺮﻳﻦ اﻷﺟﺎﻧﺐ واﻟﻜﻮﻓﻴﺪ‪:‬‬ ‫ﻳﻘﻮد ﻫﺬا اﻟﺴﻮق اﻟﻤﺸﺘﺮون اﻷﺟﺎﻧﺐ اﻟﺬﻳﻦ ﻳﻀﻌﻮن أﻧﻔﺴﻬﻢ ﻓﻲ ﻣﺮﺗﺒﺔ اﻷﻗﻮى ﻋﻨﺪ ﻣﻘﺎرﻧﺘﻬﻢ‬ ‫ﺑﺎﻟﻤﺸﺘﺮﻳﻦ اﻟﻤﺤﻠﻴﻴﻦ‪ ،‬أدى ﺗﻔﺸﻲ ﻓﺎﻳﺮوس ﻛﻮرورﻧﺎ ) ﻛﻮﻓﻴﺪ ‪ ( 19‬إﻟﻰ ﺗﻮﻗﻒ اﻟﻤﺒﻴﻌﺎت ﻟﺒﻀﻌﺔ أﺷﻬﺮ‪،‬‬ ‫ﻣﻊ ﻗﻴﻮد اﻟﺴﻔﺮ واﻟﺬﻋﺮ اﻟﻌﺎم ﺑﺸﺄن اﻻﻗﺘﺼﺎد اﻟﻌﺎﻟﻤﻲ؛ ﺣﻴﺚ أن ﺷﺮاء ﻣﻨﺰل ﻓﻲ إﺳﺒﺎﻧﻴﺎ ﻟﻢ ﻳﻜﻦ أوﻟﻮﻳﺔ‬ ‫ﺑﺎﻟﻨﺴﺒﺔ ﻷي ﻣﻦ ﻫﺆﻻء اﻟﻤﺸﺘﺮﻳﻦ‪ ،‬ﻛﺎﻧﺖ اﻟﺴﻴﻄﺮة ﻋﻠﻰ اﻟﻮﺑﺎء ﻓﻲ ﻧﻬﺎﻳﺔ ﻋﺎم ‪ 2020‬ﻫﻮ اﻟﺪاﻓﻊ‬ ‫اﻟﺤﻘﻴﻘﻲ اﻟﺬي ﺑﺪأ وﻣﺎ ﻧﻄﻠﻖ ﻋﻠﻴﻪ ﻣﺤﻠﻴﺎ ﺳﻮق اﻟﺼﻌﻮد ﻟﻌﺎم ‪ ، 2021‬ﻣﻊ ارﺗﻔﺎع ﻣﻌﺪﻻت اﻟﺘﻀﺨﻢ إﻟﻰ‬ ‫ﻣﺴﺘﻮﻳﺎت ﻗﻴﺎﺳﻴﺔ وزﻳﺎدة اﻟﻀﺮاﺋﺐ ﻓﻲ ﺷﻤﺎل أوروﺑﺎ‪ ،‬ﻓﻘﺪ زاد ﻋﺪد اﻟﻤﺸﺘﺮﻳﻦ ﻟﺸﺮاء اﻟﻌﻘﺎرات ﻟﺘﻜﻮن‬ ‫وﺟﻬﺔ ﻟﻠﻌﻄﻼت اﻟﻤﻔﻀﻠﺔ ﻟﺪﻳﻬﻢ وﻫﻲ ﻣﺪﻳﻨﺔ ﻣﺎﻟﻘﺎ‪.‬‬ ‫ﻳﺒﺤﺚ ﺑﻌﺾ اﻟﻤﺸﺘﺮﻳﻦ ﻋﻦ اﺳﺘﺜﻤﺎر آﻣﻦ ﻓﻲ ﺳﻮق ﻋﻘﺎري ﻧﺸﻂ‪ ،‬واﻟﺘﻲ ﺗﻘﺪم ﻓﻲ ﺑﻌﺾ اﻟﺤﺎﻻت ﻋﻮاﺋﺪ‬ ‫إﻳﺠﺎرﻳﺔ راﺋﻌﺔ وﻳﻤﻜﻦ ﻟﻠﻤﺎﻟﻚ اﺳﺘﺨﺪاﻣﻬﺎ ﻋﺪة ﻣﺮات ﻓﻲ اﻟﺴﻨﺔ‪ ،‬ﻛﺎﻧﺖ أﻓﻀﻞ اﻟﻤﻮاﻗﻊ ﻟﻬﺬه اﻷﻧﻮاع‬ ‫ﻣﻦ اﻻﺳﺘﺜﻤﺎرات واﻣﺘﻼك ﻋﻘﺎر ﻓﻲ ﻣﻨﻄﻘﺔ ﻣﺎرﺑﻴﺎ‪ ،‬ﺑﻴﻨﺤﻔﻴﻆ وإﺳﺘﻴﺒﻮﻧﺎ‪.‬‬ ‫وﺗﻔﻀﻠﻮا ﺑﻘﺒﻮل ﻓﺎﺋﻖ اﻻﺣﺘﺮام‪،‬‬ ‫ﻛﻴﺎن ﺑﻨﺎﻧﻲ‬ ‫ﺷﺮﻳﻚ ‪ -‬ﻣﺪﻳﺮ اﻟﻤﺒﻴﻌﺎت واﻟﻌﻤﻠﻴﺎت‬ ‫ﻳﻤﻜﻨﻨﺎ ﺗﻠﺨﻴﺺ ﻋﺎم ‪ 2021‬ﻓﻲ اﻟﻨﻘﺎط اﻟﺘﺎﻟﻴﺔ‪:‬‬ ‫إﻧﺠﺎزات ﻋﺎم ‪2021‬‬ ‫ﺷﻬﺪ ﺳﻮق اﻟﻌﻘﺎرات ﻋﻤﻠﻴﺎت ﺑﻴﻊ وﺷﺎرء ﻓﻲ ﺣﺪود‬ ‫ﻛﺎﻧﺖ اﻟﺰﻳﺎدة اﻟﻤﻔﺎﺟﺌﺔ ﻓﻲ ﻣﺒﻴﻌﺎت اﻟﻌﻘﺎرات ﻓﻲ ﻋﺎم‬ ‫‪ 200.000‬ﻳﻮرو إﻟﻰ ‪ 700.000‬ﻳﻮرو ﻛﺤﺠﻢ ﻣﺒﻴﻌﺎت ﻻ‬ ‫‪ 2021‬ﻧﺘﻴﺠﺔ ﻟﻌﺪة ﻋﻮاﻣﻞ‪:‬‬ ‫ﻳﺼﺪق ﻓﻲ ﻋﺎم ‪ ،2021‬ﻣﻊ ﺑﻴﻊ ﺑﻌﺾ اﻟﻤﺸﺎرﻳﻊ ﺗﺤﺖ‬ ‫اﻻﻧﺸﺎء واﺳﺘﻜﻤﺎﻟﻬﺎ ﻏﻀﻮن ﺷﻬﺮﻳﻦ اﻟﻰ ‪ 4‬ﺷﻬﻮر ﺧﻼل‬ ‫اﻟﺠﺎﺋﺤﺔ ‪،‬ﻛﻤﺎ ﻳﻌﺎﻧﻲ اﻟﺴﻮق ﻣﻦ ﻧﻘﺺ ﻓﻲ ﻣﺨﺰون‬ ‫• ﺗﺮاﻛﻢ اﻟﻤﺸﺘﺮﻳﻦ اﻟﺬﻳﻦ ﻟﻢ ﻳﺸﺘﺮوا ﻓﻲ ‪ 2020‬وﻗﺮروا‬ ‫اﻟﻌﻘﺎرات اﻟﺠﺪﻳﺪة ‪ ،‬وﻳﺰداد ﻋﺪد اﻟﻤﻄﻮرﻳﻦ اﻟﺬﻳﻦ‬ ‫اﻟﺸﺮاء ﻓﻲ ‪.2021‬‬ ‫ﻳﻨﺪﻓﻌﻮن إﻟﻰ اﻟﺴﻮق ﻟﺸﺮاء اﻷراﺿﻲ وﺗﻄﻮﻳﺮ‬ ‫اﻟﻤﺠﻤﻌﺎت اﻟﺴﻜﻨﻴﺔ‪.‬‬ ‫• زﻳﺎدة اﻟﻀﺮاﺋﺐ ﻓﻲ دول ﺷﻤﺎل أوروﺑﺎ‪.‬‬ ‫• زﻳﺎدة اﻟﺘﻀﺨﻢ ﻓﻲ ﺟﻤﻴﻊ أﻧﺤﺎء اﻟﻌﺎﻟﻢ‪.‬‬ ‫وﻋﻨﺪ اﻟﺘﻄﺮق اﻟﻰ اﻟﺴﻮق اﻟﺴﻜﻨﻲ ذو اﻟﻘﻴﻢ اﻟﻤﺮﺗﻔﻌﺔ‬ ‫ﺑﺤﺪود ‪ 4‬ﻣﻼﻳﻴﻦ ﻳﻮرو ﻟﻠﻔﻴﻼت ﻓﻬﻮ ﻣﺸﺒﻌﺎ ﺑﺎﻟﻤﺸﺘﺮﻳﻦ‬ ‫• اﻻﻧﺰﻋﺎج ﻣﻦ ﺗﻘﻠﺒﺎت ﺳﻮق اﻟﺴﻨﺪات واﻷﺳﻬﻢ‪.‬‬ ‫ﺣﻴﺚ ﺗﻢ ﺑﻴﻊ ﻣﻌﻈﻢ اﻟﻘﻮاﺋﻢ وزادت اﻷﺳﻌﺎر ﻓﻲ ﻫﺬا‬ ‫اﻟﻘﻄﺎع ﺑﺸﻜﻞ ﻛﺒﻴﺮ‪.‬‬ ‫اﻟﻌﻘﺎرات ﺗﺤﺖ اﻹﻧﺸﺎء ﻣﻘﺎﺑﻞ اﻟﻌﻘﺎرات اﻟﻤﻮﺟﻮدة‪:‬‬ ‫ﻣﻊ ﺑﺤﺚ اﻟﻤﺸﺘﺮﻳﻦ ﻋﻦ ﻋﻘﺎرات ﻣﻌﺎﺻﺮة وﺟﺪﻳﺪة‪ ،‬ﺷﻬﺪ اﻟﺴﻮق زﻳﺎدة ﻓﻲ اﻟﻤﺸﺎرﻳﻊ اﻟﺘﻲ ﺗﺤﺖ اﻻﻧﺸﺎء‪ ،‬ﻣﻊ أﻛﺜﺮ ﻣﻦ ‪120‬‬ ‫ﺟﺪﻳﺪا ﻳﺘﻢ ﺑﻨﺎؤﻫﺎ ﻋﻠﻰ ﺳﺎﺣﻞ ﻣﺎﻟﻘﺎ‪ ،‬وﻫﻨﺎك اﻟﻜﺜﻴﺮ ﻣﻦ اﻟﺨﻴﺎرات اﻟﻤﺘﺎﺣﺔ ﻟﺘﻨﺎﺳﺐ اﻻﺣﺘﻴﺎﺟﺎت وﻣﺘﻄﻠﺒﺎت اﻟﻌﻤﻼء‬ ‫ً‬ ‫ﻣﺸﺮوﻋﺎ‬ ‫ً‬ ‫واﻟﻤﺸﺘﺮﻳﻦ ‪.‬‬ ‫اﻟﺴﺒﺐ اﻟﺮﺋﻴﺴﻲ اﻟﺬي ﻳﺠﻌﻞ اﻟﻨﺎس ﻳﻘﺮرون ﺷﺮاء ﻋﻘﺎرات ﺗﺤﺖ اﻻﻧﺸﺎء و اﻟﺠﺪﻳﺪة ﻫﻮ اﻟﻀﻤﺎﻧﺎت اﻟﻤﻮﺟﻮدة وﻗﺖ اﻟﺸﺮاء‬ ‫ﺑﺎﻹﺿﺎﻓﺔ إﻟﻰ اﻟﺘﺼﺎﻣﻴﻢ اﻟﻤﻌﺎﺻﺮة واﺗﺠﺎﻫﺎت اﻟﺘﻮزﻳﻊ اﻟﺠﺪﻳﺪة اﻟﺘﻲ ﻻ ﻳﻤﻜﻦ اﻟﻌﺜﻮر ﻋﻠﻴﻬﺎ ﻓﻲ اﻟﻌﻘﺎرات اﻟﻤﻌﺎد ﺑﻴﻌﻬﺎ‪ .‬ﻓﻲ‬ ‫اﻟﻮﻗﺖ ﻧﻔﺴﻪ‪ ،‬ﺗُ ﺒﺎع اﻟﻌﻘﺎرات ﻗﻴﺪ اﻹﻧﺸﺎء واﻟﻤﺸﺎرﻳﻊ اﻟﺘﻄﻮﻳﺮﻳﺔ اﻟﺠﺪﻳﺪة ﻓﻲ اﻟﻐﺎﻟﺐ ﺑﺎﻟﻘﻴﻤﺔ اﻟﺴﻮﻗﻴﺔ وﺗﻘﺪم ﺑﻌﺾ‬ ‫اﻟﻤﺸﺎرﻳﻊ ﻋﺮوض أﻗﻞ ﺑﻨﺴﺒﺔ ‪ 25٪‬ﻣﻦ اﻟﻘﻴﻤﺔ اﻟﺴﻮﻗﻴﺔ ﻣﻘﺎرﻧﺔ ﺑﺎﻟﻮﺣﺪات اﻟﻘﺎﺋﻤﺔ‪ ،‬وﻟﻬﺬا اﻟﺴﺒﺐ‪ ،‬ﻳﻤﻜﻦ ﻟﻠﻤﺸﺘﺮﻳﻦ اﻷواﺋﻞ‬ ‫اﻟﺬﻳﻦ ﻳﻘﺮرون اﺗﺠﺎﻫﻬﻢ إﻟﻰ ﻣﺸﺎرﻳﻊ ﺗﺤﺖ اﻹﻧﺸﺎء ﻗﺒﻞ ﻋﺎﻣﻴﻦ ﻣﻦ اﻛﺘﻤﺎل اﻟﻤﺸﺮوع أن ﻳﺮوا ﺑﻌﺾ اﻻﺣﺘﻤﺎﻻت اﻟﻤﺬﻫﻠﺔ‬ ‫ﻟﺘﻘﺪﻳﺮ رأس اﻟﻤﺎل‪.‬‬ ‫ﻋﺎدة ﻣﺎ ﺗﻜﻮن ﺧﻄﻂ اﻟﺴﺪاد ﻓﻲ ﻣﺸﺎرﻳﻊ ﺗﺤﺖ اﻹﻧﺸﺎء ‪ 30٪‬وﻗﺖ ﺗﻮﻗﻴﻊ اﻟﻌﻘﺪ و‪ 70٪‬ﻋﻨﺪ اﻻﻧﺘﻬﺎءو ﺟﻤﻴﻊ اﻟﻤﺪﻓﻮﻋﺎت‬ ‫اﻟﺘﻲ ﺗﻤﺖ ﻗﺒﻞ إﺗﻤﺎﻣﻬﺎ ﻣﻀﻤﻮﻧﺔ ﺑﻀﻤﺎن ﺑﻨﻜﻲ‪ ،‬ﻓﻲ ﻫﺬا اﻟﺼﺪد ﻳﻤﻜﻦ أن ﺗﺼﻞ اﻟﺪﻓﻌﺔ اﻟﻤﻘﺪﻣﺔ اﻟﺨﺎﺻﺔ ﺑﻚ ﻋﻠﻰ ﻋﻘﺎر‬ ‫ﺟﺪﻳﺪ إﻟﻰ ‪ 80٪‬ﻣﻦ اﺳﺘﺜﻤﺎرك اﻟﺤﺎﺿﺮ ﻋﻠﻰ ﻣﺪى ﺳﻨﺔ وﻧﺼﻒ او ﺳﻨﺘﻴﻦ‪.‬‬ ‫ﻫﻨﺎك ﺳﺒﺐ آﺧﺮ ﻟﺸﻌﺒﻴﺔ ﻫﺬا اﻟﻨﻮع ﻣﻦ اﻟﺸﺮاء ﻫﻮ إﻣﻜﺎﻧﻴﺔ ﺗﻐﻴﻴﺮ اﻟﻌﻘﺎر ﺣﺴﺐ ﻣﺘﻄﻠﺒﺎت اﻟﻌﻤﻴﻞ وﻋﻠﻰ ﺳﺒﻴﻞ اﻟﻤﺜﺎل ﻻ‬ ‫اﻟﺤﺼﺮ اﺿﺎﻓﺔ ﻏﺮﻓﺔ او ﺗﻮﺳﻌﺔ ﻏﺮﻓﺔ اﻟﻤﻌﻴﺸﺔ و ﻳﻘﺪم ﺑﻌﺾ اﻟﻤﻄﻮرﻳﻦ ﻟﻠﻌﻤﻼء ﺧﻴﺎر اﻟﺘﻐﻴﻴﺮ ﻣﻦ ﺿﻤﻦ اﻟﺘﻜﻠﻔﺔ اﻟﻔﻌﻠﻴﺔ‬ ‫ﻟﻠﻌﻘﺎر‪.‬‬ ‫اﻟﺘﺮﻛﻴﺰ ﻋﻠﻰ ﻋﺎم ‪2022‬‬ ‫ﻣﺰدﺣﻤﺎ ﻟﻠﻐﺎﻳﺔ ﺑﺎﻟﻨﺴﺒﺔ‬ ‫ً‬ ‫ﻋﺎﻣﺎ‬ ‫ﻧﺘﻮﻗﻊ أن ﻳﻜﻮن ﻋﺎم ‪ً 2022‬‬ ‫ﻟﻨﺎ‪ ،‬ﻣﻊ ﻛﻞ ﺗﺮﻛﻴﺰﻧﺎ ﻋﻠﻰ ﻣﺴﺎﻋﺪة ﻋﻤﻼﺋﻨﺎ ﻓﻲ اﻟﻌﺜﻮر‬ ‫ﻋﻠﻰ ﻣﻨﺰﻟﻬﻢ أو اﺳﺘﺜﻤﺎرﻫﻢ اﻟﻤﺜﺎﻟﻲ‪ .‬ﺗﺴﻌﻰ ﺷﺮﻛﺔ‬ ‫اﻟﻨﻮري ﺟﺮوب ‪ -‬اﺳﺒﺎﻧﻴﺎ ﺟﺎﻫﺪة ﻟﺘﻜﻮن ﻗﺎدرة ﻋﻠﻰ ﺗﻘﺪﻳﻢ‬ ‫ﻣﺠﻤﻮﻋﺔ واﺳﻌﺔ ﻣﻦ اﻟﻌﻘﺎرات ﻓﻲ ﻣﺪﻳﻨﺔ ﻣﺎﻟﻘﺎ ‪.‬‬ ‫ﻣﺸﺮوع ﺟﺪﻳﺪ ﺗﺤﺖ اﻻﻧﺸﺎء‬ ‫ﻣﺤﺎﻃﺎ ﺑﻤﻼﻋﺐ اﻟﺠﻮﻟﻒ وﻋﻠﻰ ﺑﻌﺪ ﻣﺴﺎﻓﺔ ﻗﺼﻴﺮة ﻓﻘﻂ ﻣﻦ‬ ‫ً‬ ‫ﻣﻌﺎﺻﺮا ‪،‬‬ ‫ً‬ ‫ﻣﺼﻤﻤﺎ‬ ‫ً‬ ‫ﻣﻨﺰﻻ‬ ‫ً‬ ‫إﻧﻪ ﻣﺸﺮوع ﻳﺘﺄﻟﻒ ﻣﻦ ‪61‬‬ ‫اﻟﺸﺎﻃﺊ وﻣﺮﻛﺰ اﻟﺘﺴﻮق ﻣﻊ ﻣﺤﻼت اﻟﺴﻮﺑﺮ ﻣﺎرﻛﺖ واﻟﻜﺎﻓﻴﺘﺮﻳﺎت واﻟﻤﻄﺎﻋﻢ واﻟﺼﻴﺪﻟﻴﺎت وﻣﺤﻄﺎت اﻟﻮﻗﻮد ‪ ،‬إﻟﺦ‪.‬‬ ‫ﻣﺒﺎن ﺻﻐﻴﺮة ﺗﻮاﺟﻪ اﻟﺠﻨﻮب واﻟﺠﻨﻮب ‪ /‬اﻟﻐﺮب ‪ ،‬ﻋﻠﻰ ﻗﻄﻌﺔ أرض اﺳﺘﺜﻨﺎﺋﻴﺔ ‪ ،‬إﻟﻰ‬ ‫ٍ‬ ‫ﻳﻘﺪم ﻫﺬا اﻟﻤﺠﻤﻊ اﻟﺴﻜﻨﻲ ‪7‬‬ ‫ﺟﺎﻧﺐ ﺑﻨﺎﺋﻬﺎ ﻋﻠﻰ ﻋﺪة ﻣﺴﺘﻮﻳﺎت وﺗﺮاﺳﺎت واﺳﻌﺔ ‪ ،‬ﺗﻮﻓﺮ ﻟﻠﻤﻨﺎزل إﺿﺎءة راﺋﻌﺔ وﻣﻨﺎﻇﺮ ﺧﻼﺑﺔ‪.‬‬ ‫ﻓﻲ ﺑﻠﺪﻳﺔ ‪ ، Estepona‬ﺑﺎﻟﻘﺮب ﻣﻦ اﻟﻤﺮﻛﺰ واﻟﻤﻴﻨﺎء ‪ ،‬ﻳﻮﺟﺪ ﻣﻔﻬﻮم ﺟﺪﻳﺪ ﻟﻠﻤﺠﻤﻊ اﻟﺴﻜﻨﻲ ‪ ،‬ﻣﻊ إﻃﻼﻻت ﺑﺎﻧﻮراﻣﻴﺔ‬ ‫ﻻ ﺗﻀﺎﻫﻰ ﻋﻠﻰ اﻟﺒﺤﺮ وﻣﻠﻌﺐ اﻟﺠﻮﻟﻒ ‪ ،‬ﻣﻤﺎ ﻳﻮﻓﺮ اﻟﺴﻼم واﻟﻬﺪوء اﻻﺳﺘﺜﻨﺎﺋﻴﻴﻦ‪ .‬ﺗﻄﻮرﻧﺎ اﻟﺠﺪﻳﺪ ﻫﻮ ﻣﺠﺮد ﺣﺠﺮ ﻗﻢ‬ ‫ﺳﻬﻼ إﻟﻰ ﻣﻠﻘﺎ اﻟﻤﻄﺎر اﻟﺪوﻟﻲ وﻛﺬﻟﻚ إﻟﻰ اﻟﻤﺮاﻛﺰ اﻟﺤﻀﺮﻳﺔ‬ ‫ً‬ ‫وﺻﻮﻻ‬ ‫ً‬ ‫ﺑﺮﻣﻴﻬﺎ ﻣﻦ اﻟﻮﺻﻮل إﻟﻰ ﻃﺮﻳﻖ اﻟﻤﺮور ‪ ،‬ﻣﻤﺎ ﻳﻮﻓﺮ‬ ‫اﻟﺮﺋﻴﺴﻴﺔ ﻋﻠﻰ ﻃﻮل ﻛﻮﺳﺘﺎ دﻳﻞ ﺳﻮل ﻣﺜﻞ ‪ Puerto Banús‬و ‪ Marbella‬و ‪ ، Benalmádena‬إﻟﺦ‪.‬‬ ‫ﻳﺘﻜﻮن اﻟﻤﺸﺮوع ﻣﻦ ﻏﺮﻓﺘﻴﻦ و ‪ 3‬و ‪ 4‬ﻏﺮف ﻧﻮم‬ ‫ﻓﺴﻴﺤﺔ و ﺗﻢ ﺗﺼﻤﻴﻢ ﻣﻨﺎزل ﻣﺮﻳﺤﺔ ﻟﻼﺳﺘﻤﺘﺎع ﺑﻀﻮء‬ ‫اﻟﺸﻤﺲ واﻟﻤﻨﺎﻇﺮ‪ .‬إﻧﻬﺎ ﺗﻮﻓﺮ ﺗﺮاﺳﺎت واﺳﻌﺔ‬ ‫وﺣﺪاﺋﻖ وﻧﻮاﻓﺬ واﺳﻌﺔ وأﺑﻮاب ﻣﻨﺰﻟﻘﺔ ﻛﺒﻴﺮة‬ ‫ﺗﺴﻤﺢ ﻟﻀﻮء اﻟﺒﺤﺮ اﻷﺑﻴﺾ اﻟﻤﺘﻮﺳﻂ ﺑﺎﻟﺘﺪﻓﻖ إﻟﻰ‬ ‫اﻟﻤﻨﺰل‪ .‬ﺗﻌﺘﺒﺮ ﻣﻮاد اﻟﺒﻨﺎء ﻋﺎﻟﻴﺔ اﻟﺠﻮدة واﻻﻫﺘﻤﺎم‬ ‫ﺑﺄدق اﻟﺘﻔﺎﺻﻴﻞ ﻫﻲ ﻣﻴﺰات ﻫﺬه اﻟﻤﻨﺎزل ‪ ،‬واﻟﺘﻲ ﺗﻢ‬ ‫ﺗﺼﻤﻴﻤﻬﺎ ﻋﻠﻰ ﺣﺪ ﺳﻮاء ﻣﻦ اﻟﺪاﺧﻞ واﻟﺨﺎرج ﻟﺘﻮﻓﻴﺮ‬ ‫اﻟﺮاﺣﺔ اﻟﺘﺎﻣﺔ وأﻗﺼﻰ درﺟﺎت اﻷﻣﺎن ﻣﻤﺎ ﻳﺠﻌﻞ‬ ‫اﻟﻌﻴﺶ ﻓﻲ ﻣﺸﺮوﻋﻨﺎ اﻟﺠﺪﻳﺪ ﺗﺠﺮﺑﺔ ﻓﺮﻳﺪة ﻣﻦ‬ ‫ﻧﻮﻋﻬﺎ‪.‬‬ ‫ﺿﻤﺎن اﻟﺠﻮدة‬ ‫ﺧﺎﺻﺎ ﺑﺎﻟﺠﻮدة ﻓﻲ‬ ‫ً‬ ‫اﻫﺘﻤﺎﻣﺎ‬ ‫ً‬ ‫داﺋﻤﺎ‬ ‫ً‬ ‫ﻟﻘﺪ أوﻟﻴﻨﺎ‬ ‫ﻣﺸﺎرﻳﻌﻨﺎ ﺑﺎﺳﺘﺨﺪام ﻣﻮاد ﻋﺎﻟﻴﺔ اﻟﺠﻮدة ‪ ،‬وﻛﻞ‬ ‫ذﻟﻚ ﺗﺤﺖ إﺷﺮاف أﺷﻬﺮ اﻟﻤﻬﻨﺪﺳﻴﻦ وﻫﻮ‬ ‫اﻟﻤﻬﻨﺪس اﻟﻤﻌﻤﺎري ﺧﻮان ﻣﺎﻧﻮﻳﻞ ﺳﺎورا ﺗﺸﻴﻨﻮ‬ ‫ﻣﻦ ﻣﺎﻟﻘﺎ‪.‬‬ Q1/2022 Dear Readers, It is with great pleasure that we update you with the latest news with regards to the Malaga residential property market. Ever since the Pandemic started, predicting the market changes and trends resulted in a difﬁcult task. The reality is that the Real Estate market was halted for 5 months, like everywhere in the world. Since October 2020, we started to notice an increase in interest for Malaga property from overseas buyers, and this is what we will elaborate on in this article. Overseas buyers & COVID This market is driven by foreign buyers, who position themselves as the strongest when compared to the domestic buyers. The covid 19 outbreak halted sales for a few months, with travel restrictions and general panic over the world economy; buying a house in Spain was not a priority for any of these buyers. The normalization of the pandemic towards the end of 2020 was the true trigger that started what we locally call the bull-run market for 2021. With inﬂation at record high rates, and increasing taxation in northern Europe, more and more buyers ﬂed to buy a property in their favorite Holiday destination, Málaga. Most buyers are searching for a safe investment in a strong market, that in some cases offer great rental returns and can still be used by the owner a few times per year. The top locations for these sorts of investments have been in the region of Marbella, Benahavis and Estepona Sincerely Kian Bennani Partner-Sales and Operations Director AlNouri Group - Spain We can sum up 2021 in the following points: The sudden increase of property sales in 2021 The new property market in the range of were an effect of various factors: 200.000 EUR to 700.000 EUR has seen incredible sales volume in 2021, with some The accumulation of buyers that did not developments selling out complete phases purchase in 2020 and decided to buy in 2021 in a couple of months. The market is experiencing a lack of new property stock, Increasing taxation in northern European and more and more developers are countries rushing to the market to buy land and develop residential communities. Increasing Inﬂation worldwide The high end residential market for 4M Discomfort on Volatility of stocks Euro plus villas was saturated with buyers with most listings being sold and prices in this sector increased signiﬁcantly. OFF PLAN VS EXISTING PROPERTY With buyers searching for contemporary and new property, the market has experienced an increase of off plan developments. With over 120 new developments being built on the Malaga coast, there are plenty of options available to suit the different needs. The primary reason people are deciding to buy new development property is the guarantees in place at the moment of purchase in addition to the contemporary designs and new distribution trends that cannot be found in resale properties. At the same time, off plan and new development property are mostly sold under market value, some developments offer apartments which are 25% below the market value when compared to existing units. It is for this reason that early buyers that jump into off plan developments 2 years prior to completion can see some incredible capital appreciation potential. The payment plans in off plan developments are usually 30% at the time of signing the contract and 70% on completion. All payments made before completion are secured against a bank guarantee. In this respect your down payment on a new development property can reach 80% of your liquid investment over a 1.5 or 2 year period. Another reason for the popularity of this type of purchase is the personalization possibility. Some developers offer clients the option to personalize and change certain aspects of the property. FO CUS O N 2022 We expect 2022 to be a very busy year for us, with all of our focus on assisting our clients in ﬁnding their ideal home or investment. AlNouri group strives to be able to offer a wide portfolio of properties and developments in the Malaga province. New D ev e lopme nt It is a development comprising 61 contemporary designer homes, Surrounded by golf courses and only a short distance from the beach and a shopping centre with supermarkets, cafeterias, restaurants, pharmacy, petrol stations, etc. This residential complex offers 7 small buildings facing South And South/West, on an exceptional plot of land which, along with their construction on several levels and spacious terraces, provide the homes with outstanding light and spectacular views. In the municipality of Estepona, close to the centre and the Harbour, is a new concept of residential complex, with unbeatable panoramic views to the sea and the golf course, providing exceptional peace and tranquillity. Our new development is also just a stone’s throw from the access to the toll road, providing convenient access to the Malaga International Airport as well as to the main urban centres along the Costa del Sol such as Puerto Banús, Marbella, Benalmádena, etc. The 2-, 3- and 4-bedroom spacious and comfortable homes were designed for enjoying the sunlight and the views. They offer ample terraces and gardens, wide windows and large sliding doors that allow the Mediterranean light to ﬂow into the home. Top quality construction materials and attention to the smallest detail are features of these homes, which were designed both on the inside and on the outside for total comfort and maximum safety, making living in Our new development a unique experience. Quality Assurance We always paid special attention to quality in its projects, along with LAINER and MAZABI, and this can be seen in their latest developments, using top quality materials, all under the supervision of the renowned Malaga-native architect Juan Manuel saura chenu