How to Fix QuickBooks Banking Error 103 or 310 C all @ +1 (833) 654 - 8074 QuickBooks Online offers robust banking features that allow users to connect their bank or credit card accounts directly to the software. This connection enables automatic transaction downloads, saving time and reducing manual data entry. However, users ma y sometimes encounter banking errors that interrupt this process. Two common issues are QuickBooks Banking Error 103 and QuickBooks Banking Error 310 Need help? Call QuickBooks support at +1 (833) 654 - 8074. Although these errors are different, they are both related to problems with bank connectivity, credentials, or financial institution restrictions. Understanding the causes and following the correct troubleshooting steps can help restore the bank feed conne ction efficiently. Understanding QuickBooks Banking Error 103 Error 103 usually occurs when QuickBooks Online is unable to connect to your bank because the login credentials entered do not match the bank’s records. This error is most commonly associated with: • Incorrect username or password • Locked or restricted bank account • Bank security requirements not met • Changes made to bank login details outside QuickBooks QuickBooks relies on the same credentials you use on your bank’s website. If those credentials are outdated or invalid, QuickBooks will block the connection for security reasons. Understanding QuickBooks Banking Error 310 , Call QuickBooks support at +1 (833) 654 - 8074. Error 310 typically indicates a communication or authorization issue between QuickBooks and the financial institution. This error may occur due to: • Temporary issues on the bank’s server • Incomplete or interrupted bank authorization • Bank - side security updates • Expired consent or token • Corrupted bank feed connection Unlike Error 103, Error 310 is not always caused by incorrect credentials and may require additional troubleshooting steps. Common Symptoms of Errors 103 and 310 Users experiencing these errors may notice the following: • Bank transactions stop downloading • An error message appears when updating bank feeds • Account shows “Action Required” in the Banking tab • Repeated prompts to reconnect the bank account • Incomplete or missing transaction data Addressing the issue promptly is important to avoid reconciliation discrepancies. Preliminary Checks Before Troubleshooting Before applying specific fixes, perform the following basic checks: 1. Verify internet connectivity to ensure QuickBooks Online can access external servers. 2. Check bank alerts by logging into the bank’s website directly. 3. Confirm bank feed status by reviewing notifications from the bank or QuickBooks. 4. Ensure account permissions allow online banking access. If everything appears normal, proceed with the detailed solutions below. How to Fix QuickBooks Banking Error 103 Step 1: Verify Bank Login Credentials 1. Open a new browser tab. 2. Visit your bank’s official website. 3. Log in using your username and password. If you cannot log in successfully: • Reset your password on the bank’s website. • Unlock your account if it is temporarily blocked. • Complete any required security verification. Once login is successful, return to QuickBooks and update the bank connection. Step 2: Update Login Details in QuickBooks 1. Go to Banking or Transactions 2. Select the affected bank account. 3. Click Edit (pencil icon) 4. Choose Edit sign - in info 5. Enter the updated credentials. 6. Save and refresh the connection. Step 3: Check for Multi - Factor Authentication Requirements Some banks require: • One - time passcodes (OTP) • Security questions • Device verification Log into your bank website and ensure all security prompts are completed. Then reconnect the account in QuickBooks. Step 4: Wait and Retry If the account was locked due to multiple failed login attempts: • Wait 24 hours • Avoid repeated login attempts • Try reconnecting after the waiting period How to Fix QuickBooks Banking Error 310 Step 1: Check Bank Server Status Error 310 may result from temporary bank - side outages. To verify: • Log into your bank website • Check for service alerts or maintenance notifications If the bank is experiencing downtime, wait and try again later. Step 2: Update QuickBooks Browser and Cache Using outdated browser data can cause connection problems. 1. Clear browser cache and cookies. 2. Restart the browser. 3. Open QuickBooks Online in an incognito or private window. 4. Attempt to update the bank feed. Supported browsers include Google Chrome, Mozilla Firefox, Microsoft Edge, and Safari. Step 3: Disconnect and Reconnect the Bank Account 1. Go to Banking > Transactions 2. Select the affected account. 3. Click Edit (pencil icon) 4. Choose Disconnect this account on save 5. Save changes. 6. Wait a few minutes. 7. Click Add account and reconnect the bank. Ensure the correct account is linked to avoid duplicate entries. Step 4: Review Account Mapping When reconnecting: • Carefully match the bank account with the correct QuickBooks ledger • Avoid creating a new account unless necessary • Review downloaded transactions for duplicates Step 5: Refresh Bank Authorization Some banks require periodic reauthorization. 1. Navigate to Banking 2. Click Reconnect or Fix now if prompted. 3. Follow the on - screen steps to grant permission again. This step is critical when tokens expire or security policies change. Advanced Troubleshooting Steps If the issue persists after basic fixes: Check Account Type Compatibility Some banks restrict: • Savings accounts • Business credit lines • Loan accounts Confirm that your account type supports third - party integrations. Test with a Different Browser or Device Attempt to access QuickBooks from another browser or computer to rule out local issues. Review Bank Feed Updates in QuickBooks Occasionally, QuickBooks releases updates affecting bank feeds. Monitoring product notices can help identify known issues. Preventing Future Banking Errors To minimize recurring errors: • Update bank credentials promptly after changes • Avoid frequent login attempts with incorrect passwords • Reauthorize bank connections when prompted • Regularly review Banking tab alerts • Keep browser software up to date Consistent maintenance reduces the likelihood of interrupted bank feeds. When to Contact Support If none of the troubleshooting steps resolve Error 103 or 310, consider contacting: • Your bank’s online banking support for credential or access issues • QuickBooks Online support for feed - specific diagnostics Provide: • Error code • Bank name • Date and time of issue • Screenshots (if available) This information helps support teams identify the root cause faster. Conclusion QuickBooks Banking Error 103 and Error 310 are common but manageable issues related to bank connectivity, credentials, and authorization. Error 103 is typically caused by incorrect or blocked login details, while Error 310 often results from bank communica tion or authorization problems. By methodically verifying credentials, updating security settings, reconnecting bank feeds, and ensuring proper authorization, users can usually resolve these errors without data loss. Maintaining proactive banking practices within QuickBooks ensures smooth transaction downloads, accurate financial records, and uninterrupted accounting workflows. Call QuickBooks support at +1 (833) 654 - 8074.