Empowering growth, fostering prosperity, and building lasting relationships through innovative and reliable banking solutions. At Nabil Bank, we are committed to being more than just a financial institution; we are a catalyst for economic development and personal achievement across the nation. For decades, Nabil Bank has proudly stood as a cornerstone of Nepal¾s financial sector. Our journey began with a vision to bridge the gap between local aspirations and global standards, introducing sophisticated banking practices tailored to the unique needs of the Nepali market. This long- standing legacy is built on trust, integrity, and an unwavering commitment to our customers and the communities we serve. We believe in more than just transactions; we believe in transformations. Our comprehensive suite of services is meticulously designed to cater to a diverse clientele. Whether you are an individual saver planning for the future, a small business seeking capital for expansion, or a multinational corporation navigating complex financial landscapes, Nabil Bank provides the stability and innovation required to thrive in an ever-changing economic environment. We empower individuals and businesses alike with accessible, cutting-edge digital platforms and personalized financial advisory. Our dedication to empowering growth extends beyond traditional banking services. We actively support various sectors of the Nepali economy, including agriculture, manufacturing, and technology, by offering specialized financing solutions and expert guidance. We understand that fostering prosperity involves investing in people and ideas, which is why we also champion financial literacy initiatives and sustainable development projects that contribute to the overall well-being of the nation. Building lasting relationships is at the heart of our philosophy. We prioritize understanding our clients' unique goals and challenges, offering tailored solutions and dedicated support every step of the way. Our extensive network of branches and ATMs, coupled with our robust digital channels, ensures convenience and accessibility for all our customers, reinforcing our promise of being a reliable partner for life. We are continuously innovating, adopting the latest banking technologies to enhance security, efficiency, and customer experience, ensuring Nabil Bank remains at the forefront of Nepal's financial evolution. Nabil Bank Limited YourTrusted Financial Partner in Nepal About Nabil Bank Limited ALegacyofExcellenceandPioneering Spirit Our Position Today: A Leader in Innovation and Trust Our Diverse Clientele: Tailored Solutions for Every Segment Ourunwavering commitment to excellence, coupled with a deeply customer-centric approach and robust financial practices, has firmly cemented our position as Nepal'sleading commercial bank. We take immense pride in our "First-Mover" advantage,adistinctionearned through our continuous efforts to be at the forefront of technological adoption and service enhancement. Nabil Bank was among the first to introduce ATM services, credit cards, mobile banking, and internet banking to the Nepalese market, revolutionizing how our customers interact with their finances. Our dedication to digital transformation ensures that we consistently provide convenient, secure, and efficient banking solutions. Today, Nabil Bank boasts an extensive network of branches, ATMs, and digital touchpoints across the country, serving millions of customers. Our strong financial health, exemplified by consistent growth in assets, deposits, and profitability, reinforcesour stability and capacitytodeliver long-term value. We are consistently recognized by national and international bodies for our contributions to thefinancialsector, ourcorporate governance, and our commitment to sustainable banking practices, further solidifying our reputation as a trusted financial partner. Nabil Bank Limited proudly stands as a cornerstone of financial stability andinnovationinNepal. Established in 1984 as the first joint-venture bank in the country, Nabil Bank was founded with a clear vision: tointroduce world-class banking services and international best practices to the Nepalese financial landscape. This pioneering spirit set a new benchmark for the industry, fostering trust and promoting financial inclusion from its very inception. Over the decades, we have not only sustained but amplified our commitment to championing Nepal's economic growth and community development, evolving into the nation's premier financial institution. Our journey began with a mission to bridge the gap between traditional banking and modern financial solutions, introducing sophisticated products and services that were previously unavailable. This foundational commitment to innovation hasbeen instrumental in shaping Nepal's banking sector, contributing significantly to its liberalization and modernization. Through robustfinancialstrategies and a deep understanding of local market dynamics, Nabil Bank has consistently played a pivotal role in thenation's progress. AtNabilBank, weunderstand that diverse needs requirediverse solutions. Our comprehensive suiteofproducts and services is meticulously crafted to cater to a broad spectrum of clients,each receiving personalized attention and strategic support: Corporate Entities: We are a trusted partner for Nepal's largest corporations and emerging enterprises. Beyond providing essential capital for large-scale industrial projects, infrastructure development, and trade finance, we offer bespoke strategic advisory services. Our expertise spans mergers & acquisitions, syndication loans, project financing, and risk management solutions, empowering corporate clients to achieve sustainable growth and expand their market footprint both domestically and internationally. SMEs (Small and Medium-sized Enterprises): Recognizing SMEs as the engine of economic growth and job creation, Nabil Bank is deeply committed to their success. We provide accessible credit facilities, including term loans, working capital financing, and micro-financing options, specifically designed to meet the unique challenges faced by small and medium businesses. Our support extends beyond finance, offering business development resources, training programs, and digital tools to enhance operational efficiency and foster innovation among entrepreneurs. Individual Clients: From high-net-worth individuals seeking sophisticated wealth management strategies to retail savers building their financial future, we ensure personalized wealth growth and security. Our offerings include a wide range of savings accounts, fixed deposits, personal loans, housing loans, auto loans, and investment products. We also provide modern digital banking platforms, secure payment solutions, and expert financial planning advice to help individuals manage their daily finances and achieve their long-term financial aspirations. Institutional Partners: Nabil Bank actively collaborates with a diverse array of institutional partners, including Non-Governmental Organizations (NGOs), International Non-Governmental Organizations (INGOs), governmental agencies, and public sector bodies. These partnerships are crucial for driving systemic change and implementing impactful development projects across various sectors such as education, healthcare, environmental conservation, and social welfare. We provide specialized banking services, treasury management, and advisory support, facilitating their operations and amplifying their positive contributions to society. Comprehensive Banking Solutions TailoredFinancialEcosystemsDesignedforEvery Client Nabil Bank recognizes the vital role of government bodies, non-profit organizations, and other financial institutions in national development. Our Institutional Banking services are specialized to support their unique operational and financial mandates: Government Entities: Managing public funds, facilitating budgetary disbursements, and offering financial instruments for state-sponsored projects. Non-Profit Organizations (NGOs/INGOs): Providing tailored solutions for fund management, foreign currency transactions, and robust reporting, enabling them to focus on their humanitarian and developmental missions. Financial Institutions: Offering interbank services, correspondent banking, and other wholesale banking solutions to support the broader financial ecosystem, fostering stability and collaboration. Community Development Initiatives: Actively collaborating on projects that contribute to sustainable development, health, education, and environmental conservation, reinforcing our commitment to national prosperity. For high-net-worth individuals and families, Nabil Bank offers exclusive Wealth Management services, dedicated to preserving, enhancing, and transferring wealth across generations. Our approach is deeply personalized, focusing on: Personalized Services: Each client benefits from a dedicated relationship manager who provides bespoke financial planning, investment insights, and access to exclusive opportunities. Estate Planning: Comprehensive solutions for succession planning, trust creation, and intergenerational wealth transfer, ensuring your legacy is protected and passed on according to your wishes. Portfolio Management: Customized investment strategies that align with individual risk appetites and financial goals, encompassing diverse asset classes from equities and fixed income to alternative investments, all managed for optimal, risk-adjusted returns. Tax and Philanthropic Advisory: Expert advice on tax-efficient wealth structures and guidance for philanthropic endeavors, aligning financial strategies with personal values. AtNabilBankLimited,weunderstand thatdiverse clientshaveunique financial needs.Our comprehensive suiteof banking solutions is meticulously crafted to cater to businesses of all sizes, high-net-worthindividuals,andcritical institutional partners.Wedon't justoffer services; webuildtailored financial ecosystems that foster growth, stability, and prosperity. Small and Medium-sized Enterprises (SMEs) are the backbone of the economy, and Nabil Bank is committed to fueling their growth. Our SME Banking solutions are designed to be accessible, flexible, and supportive: Working Capital Loans: Providing essential liquidity for day-to-day operations, inventory management, and seasonal fluctuations. Term Loans for Expansion: Structured financing for capital expenditures, asset acquisition, and business expansion projects, helping SMEs scale their operations. Digital Banking Solutions: Offering convenient online and mobile banking platforms, digital payment solutions, and treasury services tailored for the specific needs of SMEs, simplifying financial management. Business Advisory: Beyond financing, we offer insights and support to help SMEs navigate market challenges and identify growth opportunities, fostering long-term success. Our Corporate Banking division provides sophisticated financial instruments and advisory services designed to meet the complex demands of large corporations and conglomerates. We act as strategic partners, offering robust support for: Project Financing: Facilitating large-scale infrastructure developments, energy projects, and manufacturing expansions through structured financing solutions, syndication, and rigorous risk assessment. Trade Finance: Streamlining international and domestic trade operations with a comprehensive range of products, including letters of credit, bank guarantees, and import/export financing, ensuring seamless global transactions. Treasury Management: Optimizing corporate cash flow, managing liquidity, and mitigating foreign exchange risks through advanced treasury services, enabling businesses to maximize their financial efficiency. Strategic Advisory: Providing expert guidance on mergers and acquisitions, capital restructuring, and other strategic financial decisions to empower corporate growth and market leadership. SME Banking: Empowering the Engine of Growth Corporate Banking: Fueling Large-Scale Ambition Institutional Banking: Partnering for Societal Impact Wealth Management: Preserving and Growing Legacies Our Value Propositions The Pillars of Our Success We offer a rock-solid foundation of trust, built on decades of unwavering commitment to our stakeholders. Our customers, investors, and partners rely on our consistent performance, transparent operations, and rigorous adherence to financial regulations to safeguard their financial future. This reliability extends to the security of their assets, the accuracy of their transactions, and the stability of our institutional practices. Key aspects of our reliability include: Operational Stability: Ensuring uninterrupted service delivery across all our banking channels, from physical branches to digital platforms. Data Security: Employing state-of-the-art encryption and cybersecurity measures to protect sensitive customer information. Regulatory Compliance: Adhering strictly to all national and international banking laws and standards, fostering an environment of trust and integrity. We view every client relationship as a long-term partnership, rooted in mutual growth and shared success. When you grow, we grow. Our success is fundamentally measured by the prosperity of our clients, whether they are individuals saving for their future, small and medium-sized enterprises expanding their operations, or large corporations seeking strategic financial solutions. We provide tailored support to help them achieve their ambitions. How we foster growth: Personalized Financial Advisory: Offering expert advice on investments, savings, and financial planning customized to individual goals. SME & Corporate Financing: Providing flexible loan solutions, trade finance, and working capital facilities to fuel business expansion and project development. Investment Opportunities: Connecting clients with diverse investment products and market insights to optimize returns and manage risk. Capacity Building: Offering resources and workshops to enhance financial literacy and business acumen among our diverse client base. NabilBankiscommitted to deliveringunparalleled value through our four core principles, ensuring a banking experience that is both secure and progressive. We strive to be more than just a financialinstitution;we aim tobeatrustedpartner inthe financial journey of every individual and enterprise we serve, consistently upholding the highest standards of service and foresight. We don't just follow trends; we set them. Nabil Bank consistently embraces cutting-edge financial technology (FinTech) to enhance customer experience and operational efficiency. Our dedication to innovation means our customers always have access to the most advanced and convenient tools at their fingertips, simplifying their banking needs and empowering them with greater control over their finances. Our innovative approach includes: Advanced Digital Platforms: Developing intuitive mobile banking applications and online portals for seamless transactions and financial management. Digital Payment Solutions: Leading the adoption of secure and efficient digital payment systems, including QR code payments and contactless transactions. AI-Driven Insights: Leveraging artificial intelligence to provide personalized financial advice and product recommendations, helping customers make informed decisions. Continuous Improvement: Regularly updating our systems and services to integrate the latest technological advancements and meet evolving market demands. At the heart of every decision, strategy, and service offering is the customer. We are deeply committed to understanding and addressing the unique financial needs and aspirations of the Nepalese people. We actively listen to feedback, adapt our services, and tailor our solutions to ensure they are relevant, accessible, and beneficial to our diverse clientele. Our goal is to create a banking experience that is not only efficient but also empathetic and truly customer- centric. Our commitment to customers is demonstrated through: Accessibility & Convenience: Expanding our branch network, ATM presence, and digital channels to ensure banking services are easily reachable. Tailored Products: Designing financial products and services that cater specifically to local needs, from rural banking initiatives to specialized credit facilities. Exceptional Service: Training our staff to provide friendly, knowledgeable, and proactive support, ensuring every customer interaction is positive and productive. Community Engagement: Investing in initiatives that promote financial inclusion and economic well-being across Nepal, underscoring our role as a responsible corporate citizen. 3 1 2 4 Reliability Growth Partnership Innovation Customer Focus Digital Banking Excellence BankingatYourFingertips,Anywhere, Anytime Our powerful mobile app puts a full-service bank in your pocket. Enjoy enhanced biometric login, quick QR payments, instant fund transfers, utility bill payments, loan applications, and real- time forex rates. This innovative app dramatically reduces the need for physical branch visits, making routine transactions effortless. Our secure and intuitive Internet Banking portal is ideal for managing complex financial activities from your desktop. It supports high-volume transactions like corporate payments, payroll, and international remittances. Benefit from detailed account monitoring, e- statements, spending analysis, and administrative tools for sophisticated financial oversight. Nabil Bank integrates seamlessly with Nepal¾s leading digital payment ecosystems. Link your bank accounts to popular digital wallets for instant online and in- store payments, utility bills, and ticket bookings. This supports a cashless economy, offering diverse and flexible transaction options for your convenience. Embracing thefuture of finance,Nabil Bank offers a comprehensive suite of digital banking services meticulouslydesigned forunparalleled convenience, robust security, and optimal efficiency. Our advanced platforms provide seamless and secure access to your accounts, transactions, and a wide array of banking functionalities, empowering you to manage your finances 24/7 from any location with internet access. To ensure an uninterrupted digital banking experience, we offer dedicated 24/7 multi-channel support. Our knowledgeable professionals are ready to assist with technical issues, general inquiries, troubleshooting, or security concerns via call, click, or chat. This round-the-clock availability ensures peace of mind for all our digital users. Nabil SmartBank: Your Mobile Branch Internet Banking: Robust Online Financial Management Digital Wallets: Seamless Payment Ecosystem Integration 24/7 Digital Support: Always Here to Help Key Digital Features & Security Efficiency Meets Protection Investment Tracking Gain unparalleled control over your financial future with our advanced investment tracking tools. Monitor your fixed deposits, mutual funds, government bonds, and comprehensive portfolio performance with real-time updates and intuitive analytical insights. Our platform provides interactive charts, risk assessment tools, and personalized market insights to help you make informed decisions. Access up-to-the-minute market data, relevant financial news, and expert research to optimize your investment strategies. Set financial goals, track your progress, and receive tailored recommendations to grow your wealth effectively and securely. Instant Transfers ($) Facilitate swift and secure fund transfers within Nepal and internationally. Our robust network ensures that your money reaches its destination in real-time, often within seconds. Whether you're sending money to family, paying a vendor, or splitting a bill with friends, Nabil Bank's digital platform supports person-to-person (P2P), account-to-account (A2A), and business-to- business (B2B) transactions. Enjoy the convenience of initiating transfers 24/7 with instant confirmation and transparent fee structures, eliminating the traditional delays and complexities of financial transactions. Bill Payments Effortlessly pay a comprehensive range of utility bills, credit card dues, insurance premiums, education fees, and other services directly from your Nabil Bank account. Our extensive integration with service providers means you can manage all your obligations in one place, saving you valuable time and avoiding late payment penalties. Set up recurring payments for subscriptions, receive timely reminders for upcoming dues, and view your payment history at a glance. Enjoy the peace of mind that comes with automated and secure bill management, all without ever standing in a queue. Enhanced Security (Shield Icon) Yourfinancial safety is our paramount concern. Benefit from state-of-the-art security protocols including robust multi-factor authentication (MFA) options, such as biometric login (fingerprint/facial recognition) and one-time passwords (OTPs). All your data and transactions are protected by advanced 256-bit encryption, an industry-leading standard that ensures data privacy and integrity. Our systems employ sophisticated AI-driven fraud monitoring, actively scanning for suspicious activities and anomalies in real-time. This predictive analytics approach allows us to detect and prevent potential threats before they impact your accounts, providing ultimate protection of your assets and personal information. We conduct regular security audits and maintain secure data centers to uphold the highest standards of digital banking security. Commitment to Governance & Trust Integrity in Every Action Nabil Bank operatesunder thehighest standards of corporate governance, forming the bedrock of allour operations.We firmly believe that enduring trust is not merely given, but consistently earned through an unwavering commitment to transparency and impeccable integrity in every single interaction and decision. Transparency: We are dedicated to fostering an environment of complete openness. This means providing clear, honest, and timely communication to all our stakeholders, including shareholders, customers, and regulatory bodies, regarding our financial health, operational procedures, and strategic direction. Our comprehensive annual reports, quarterly financial statements, and public disclosures are crafted to be easily accessible and understandable, ensuring that you always have a precise view into the bank's performance and stability. We strive to demystify banking processes and keep our channels open for feedback and inquiry. Ethical Practices: Our operations are meticulously aligned with the strictest national and international regulatory frameworks, standards, and best practices. We hold ourselves to a higher ethical standard, ensuring that our pursuit of growth and innovation never compromises our core values of fairness, responsibility, and social accountability. This includes rigorous adherence to anti-money laundering (AML) and counter-terrorist financing (CFT) policies, strict data privacy protocols, consumer protection guidelines, and a robust code of conduct that governs every employee. Regular training and compliance audits reinforce these principles throughout the organization. Robust Risk Management: Protecting your investments and ensuring the bank's long-term stability are paramount. Our advanced risk management frameworks are meticulously designed to proactively identify, comprehensively monitor, and effectively mitigate a broad spectrum of potential threats. This encompasses financial risks such as credit risk, market risk, and liquidity risk, as well as operational risks, cybersecurity threats, and compliance risks. Leveraging cutting-edge analytical tools, expert teams, and continuous scenario planning, we maintain a resilient financial posture, safeguarding both individual customer assets and the collective strength of the institution against unforeseen challenges. Our proactive approach ensures sustained reliability and security. Supporting Nepal's Economy ACatalystforNationalProsperityand Sustainable Growth Nabil Bank isnot merely a financial institution; we are deeply woven into the economic fabric of Nepal. We recognize that our role extends far beyondtraditional banking services, positioning us as a proactive driver of national development and a partner in realizing Nepal's long-term economic aspirations. Our commitment is to foster sustainable growth, enhance societal well-being, and unlock the nation's full potential. Economic Stimulus: Powering Key Sectors Nabil Bank actively channels strategic investments into critical sectors that form the backbone of Nepal's economic advancement. We are committed to fueling industries that promise both growth and stability for the nation. Hydropower: As Nepal's energy demands grow, we are a leading financier of numerous small to medium-scale hydroelectric projects, contributing significantly to energy independence and reducing reliance on imports. These investments not only provide clean energy but also stimulate local economies and create job opportunities. Tourism: Recognizing tourism as a vital source of foreign exchange and employment, we provide comprehensive financial solutions to hotels, resorts, trekking agencies, and adventure tourism operators. Our support helps enhance Nepal's global appeal as a premier destination. Infrastructure Development: We facilitate funding for essential infrastructure projects, including roads, communication networks, and industrial estates, which are crucial for improving connectivity, trade, and overall national productivity. For instance, in the last fiscal year, our financing contributed to the development of over 150km of rural roads, connecting remote communities to central markets. Community Development: Investing in a Brighter Future Our commitment to Nepal extends to comprehensive Corporate Social Responsibility (CSR) initiatives designed to uplift underserved communities and foster sustainable development across the nation. We believe in empowering people and protecting the environment. Education & Skill Development: We invest in educational programs, provide scholarships for underprivileged students, and support vocational training centers that equip youth with market-relevant skills, thereby enhancing employability and fostering entrepreneurship. Over 5,000 students have benefited from our educational support programs. Healthcare Access: Nabil Bank supports health camps in remote areas, provides medical equipment to local clinics, and sponsors health awareness campaigns focused on preventive care, ensuring better health outcomes for thousands of Nepalis. Environmental Sustainability: Our initiatives include supporting reforestation projects, promoting eco-friendly practices, and investing in renewable energy solutions at a community level, aligning with global efforts to combat climate change. Poverty Alleviation: We collaborate with NGOs to implement micro-enterprise development programs, providing small loans and training to help marginalized groups establish sustainable livelihoods. Financial Inclusion: Reaching Every Corner Nabil Bank is at the forefront of expanding financial access, particularly for the unbanked and underserved populations in even the remotest parts of Nepal. Our innovative approaches are bridging geographical and digital divides. Branchless Banking & Mobile Agents: Through an extensive network of Nabil Express agents and mobile banking platforms, we bring essential banking services 3 including deposits, withdrawals, and remittances 3 directly to customers' doorsteps, overcoming infrastructure challenges in rural areas. This network has grown by 30% in the last year, now serving over 200,000 previously unbanked individuals. Digital Literacy Programs: We conduct awareness and training programs to educate rural communities on the benefits and usage of digital financial services, fostering greater adoption and confidence in modern banking. Accessible Financial Products: We design tailor-made financial products, such as micro-credit and savings schemes, that are easily accessible and relevant to the needs of farmers, small business owners, and daily wage earners. International Partnerships: Global Gateways for Nepal We serve as a crucial conduit connecting Nepal to global economic opportunities, facilitating cross-border transactions, and attracting foreign investment to stimulate national growth. Trade Finance: Nabil Bank provides robust trade finance solutions, including Letters of Credit and guarantees, enabling Nepalese businesses to engage confidently in international trade, whether importing essential goods or exporting local products. Remittance Services: As a lifeline for many Nepalese families, our extensive remittance network ensures efficient, secure, and timely transfer of funds from abroad, supporting household incomes and contributing significantly to national foreign exchange reserves. We process over $1 billion in remittances annually. Foreign Direct Investment (FDI) Facilitation: We advise and support foreign investors interested in Nepal, streamlining the process of setting up businesses and channeling FDI into key sectors, thereby creating jobs and fostering technological transfer. Global Correspondent Banking: Our strong relationships with leading international banks ensure seamless transactions and financial integration with the global economy, enhancing Nepal's financial standing and access to capital markets. Through these focused efforts, Nabil Bank remains steadfast in its mission to be a true partner in Nepal's journey towards economic prosperity, fostering a vibrant and inclusive financial ecosystem for all its citizens. Our Commitment to Sustainability ESG: Environmental, Social, and Governance Weare committedto a "Green Banking" philosophy, ensuring that our operations contribute to a healthierplanetand a more equitable society. Our comprehensive approach to Environmental, Social, and Governance (ESG) principles guides every facet of our operations, from internal policies to our investment strategies, reflecting our dedication to long-term value creation for all stakeholders. Environmental Stewardship: Promoting eco-friendly practices within our offices and prioritizing the financing of "Green Projects" like renewable energy and sustainable agriculture. Our commitment extends beyond mere compliance. We actively reduce our own ecological footprint by implementing energy-efficient systems in our branches, minimizing paper consumption through digitalization, and managing waste responsibly. We also champion and provide financing for impactful "Green Projects" that foster a sustainable future for Nepal. This includes significant investments in hydro-electric power generation, which currently accounts for over 60% of Nepal's electricity, as well as supporting solar energy initiatives and sustainable agricultural practices that empower local farmers while protecting natural resources. Over the past year, we've allocated over NPR 5 billion towards renewable energy projects, contributing directly to Nepal's climate resilience goals. Social Responsibility: Engaging in initiatives that improve education, healthcare, and livelihoods, ensuring that the benefits of banking reach everyone. We believe in inclusive growth and actively work to uplift communities across Nepal. Our social programs focus on critical areas such as education, providing scholarships and developing financial literacy programs for underserved populations. In healthcare, we support community health camps and infrastructure improvements, aiming to broaden access to essential medical services. Furthermore, we are deeply involved in initiatives that enhance livelihoods, including microfinance solutions for small businesses and women entrepreneurs, thereby creating economic opportunities in remote areas. Our branchless banking network and mobile agents are specifically designed to reach unbanked populations, ensuring financial inclusion for those who need it most. Annually, our CSR budget dedicates 1% of our profits to these vital community development projects. Ethical Governance: Upholding the highest ethical standards in our decision-making processes, ensuring accountability at every level of leadership. Integrity and transparency form the bedrock of our governance framework. We are dedicated to maintaining robust anti-corruption policies, ensuring fair and equitable treatment for all customers and employees, and adhering strictly to national and international regulatory standards. Our board comprises independent directors who provide objective oversight, ensuring that our strategies align with our ESG commitments and stakeholder interests. We foster a culture of accountability through clear reporting mechanisms, regular internal audits, and comprehensive risk management protocols that explicitly integrate ESG risks. This unwavering commitment to ethical leadership not only builds trust but also ensures the long-term sustainability and resilience of Nabil Bank in a dynamic financial landscape. Partner with Nabil Bank YourJourneytoProsperityStarts Here At Nabil Bank, we believein fostering growth and empowering ourclientsat every stage of their financial lives. We are dedicated to providing innovative, client-centric bankingsolutionstailoredto meet the unique aspirations of individuals, the strategic goals of businesses, and the impactfulmissions ofinstitutions. Ourcommitment extends beyond traditional banking, aiming to be a true partner in your success. Whether you are just starting your financial journey, planning for major life events, or securing your retirement, Nabil Bank offers a comprehensive suite of products and services designed to help you achieve your personal financial goals. From competitive savings accounts and flexible fixed deposits to robust wealth management and investment advisory services, our expert advisors are here to guide you. We also provide accessible personal loans, home mortgages, and education financing to support your dreams and milestones. For Businesses: Fueling Growth and Expanding Horizons Nabil Bank understands the dynamic landscape of business. We partner with enterprises of all sizes, from nascent startups to established corporations, offering specialized banking solutions that drive operational efficiency and strategic expansion. Our services include working capital finance, trade finance solutions for international commerce, comprehensive merchant services, and advanced treasury management. We provide the financial infrastructure and expert advice necessary for businesses to thrive, innovate, and achieve regional leadership. We are proud to collaborate with institutions that are the bedrock of social progress and sustainable development. Nabil Bank offers bespoke financial solutions for NGOs, government agencies, educational bodies, and healthcare providers. Our services facilitate effective fund management, efficient payment processing, and support for large-scale projects that contribute to community welfare and national growth. We are committed to fostering initiatives that create lasting positive change. Discover how Nabil Bank can empower your financial journey. Our commitment to excellence and our deep understanding of the diverse financial landscape ensure that we have the expertise to get you there. Visit us today to connect with our team and explore how we can support your ambitions: Website: nabilbank.com 3 Explore our comprehensive range of services, apply for accounts online, and access secure digital banking portals for convenient financial management anytime, anywhere. Head Office: Kathmandu, Nepal 3 Our main branch serves as a central hub for all banking needs, providing direct access to our full-service banking and specialized departments for more complex financial requirements and consul tations. Relationship Managers: Contact our dedicated team of Relationship Managers who are equipped to provide personalized advice and tailored financial solutions designed specifically for your individual, business, or institutional needs. Nabil Bank Limited 3 Your unwavering Partner for Prosperity and progress. For Individuals: Cultivating Personal Wealth and Security For Institutions: Driving Social Impact and Sustainable Development