Summary of Government Financial Assistance (February / March 2022 Northern NSW Floods) Financial assistance is being offered by the following Government organisations: Federal government (Services Australia / Centrelink) NSW government (Resilience NSW) (Rural Assistance Authority) National Debt Helpline offers free and confidential financial counselling and resources. Financial assistance is also being offered by: Banks Australia Post (free mail redirection for 12 months) Service providers (electricity, phone, internet, water) – please contact your services providers directly and ask about their disaster relief measures. Federal government Disaster Recovery Payment (for individuals, households) One-off payment of $1,000 per adult and $400 per child if your home has been severely damaged or destroyed, or you've been seriously injured. Visit: Services Australia (Centrelink) Call 180 22 66 Claim: myGov Disaster Recovery Allowance (for employees, small businesses, farmers) Short-term income assistance (up to 13 weeks) if you've lost income as a direct result of the floods, paid at your maximum equivalent rate of JobSeeker Payment (~$280 - $430 per week, for people aged between 22 and Age Pension age) or Youth Allowance (~$160 - $340 per week, for people aged 16 to 21). The Allowance cuts out if your income is more than $1,737.10 per week. Visit: Services Australia Call: 180 22 66 Claim: myGov Additional Child Care Subsidy (Temporary Financial Hardship subsidy) (for families) If you’re eligible for Child Care Subsidy you may get extra help with the cost of approved child care. You’ll be able to access 50 hours of subsidised care each week for your child, for up to 13 weeks. Visit: Services Australia Call 180 22 66 Claim: myGov Support for New Zealanders with an Australian Visa New Zealand Disaster Recovery Payment One-off payment of $1,000 per adult, $1,000 per partner / dependent adult, $400 per child. Visit: Services Australia Call 180 22 66 Claim: myGov New Zealand Disaster Recovery Allowance Short-term income assistance for up to 13 weeks, refer details for the Disaster Recovery Allowance above. Visit: Services Australia Call 180 22 66 Claim: myGov Recovery loan (for businesses) The SME Recovery Loan Scheme (originally setup in response to the COVID crisis) helps eligible small and medium businesses (SMEs) access more affordable loans from banks and lenders via a 50% Government Guarantee. Available until 30 June 2022. Key features Maximum loan $5,000,000 in total Loan term Max 10 years Interest rate Determined by lender, capped at 7.5% Security Secured or Unsecured Repayments holiday Optional, first 2 years Visit: Treasury NSW Government Disaster relief grant (for individuals) This grant is more complex to apply for and it is not a set amount. You have to call Service NSW and ask for an application form to be sent to you directly if your home or essential household items have been destroyed or damaged by a natural disaster and you do not have insurance. Visit: Resilience NSW Call: 13 77 88 Claim: Call (option 1) to get an application form (and factsheet) January to March 2022 storm and flood financial support (for businesses, NFPs) The NSW and Australian governments will be offering financial support to businesses or not-for- profit organisations impacted by the NSW storms and floods of January to March 2022. No details have been published yet. Hopefully, the grant will be similar to the Storm and flood disaster recovery small business grant (November and December 2021). You can register to be notified when details are published. Register: Service NSW Disaster recovery grant for primary producers Applications for disaster recovery grants for primary producers impacted by the floods that occurred from 19 February 2021 and from 10 March 2021 across NSW are now closed. However, late applications may be accepted if your ability to apply was affected by a situation out of your control. Please contact RAA on 1800 678 593 or at email@example.com to discuss your circumstances. The grant is up to a maximum of $75,000 for primary producers to help pay for the costs of clean-up and reinstatement of primary production enterprises that have suffered direct damage as a result of the eligible disaster. Visit: Rural Assistance Authority Read: Program Guidelines Apply: Contact RAA on 1800 678 593 or firstname.lastname@example.org Rural landholders grant $10,000 grants are available to eligible landholders in declared LGAs (with holdings of at least 10ha and who receive at least $20,000 in income from primary production per annum) recovering from the NSW storms and floods from 19 February 2021 to 10 March 2021. Applications are now closed for the grant, however, late applications in extenuating circumstances may be considered. Visit: Rural Assistance Authority Apply: Industry NSW Transport subsidy for farmers This subsidy is available to eligible farmers who are affected by a declared natural disaster event and pays for the cost of transporting: fodder and/or water to an affected property stock to sale or slaughter stock to/from agistment. Visit: NSW Rural Assistance Authority Disaster relief loans (for businesses, farmers, NFPs, Sport/Rec Clubs) Loans are available to businesses affected by severe weather and flooding in NSW from 22 February 2022 onwards, refer table below. Key Features Primary Small business Not-for-profit Sporting & producer organisation recreation club Maximum loan $130,000 $130,000 $25,000 $10,000 Interest rate 0.8% 0.8% 0.8% 0.8% Loan term Max 12 yrs Max 12 yrs Max 5 yrs Max 5 yrs Interest & repayments First 2 yrs First 2 yrs n/a n/a holiday Security Registered Registered Registered Committee Mortgage Mortgage over Mortgage over Members over land, land land Agreement Visit: NSW Rural Assistance Authority Call: 1800 678 593 Disclaimer: All information provided in this summary is current as of 4/03/2022. This is a rapidly changing situation so please check all information via the hyperlinks provided. 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