E T H E R H O M E S INVESTING IN PROPERTY Prepared by Glen Hammond BENEFITS OF PROPERTY INVESTMENT Why it's a great investment option ETHER HOMES | 2020 Passive Income Growth Potential Stability Director GLEN HAMMOND BACKGROUND My name is glen and you may have seen me from my youtube channel which has always been a hobby for me but my real passion is properties and accumilating assets like Bitcoin, Properties and Rare metals as i believe this is the way to long term wealth. But i got feed up looking at all these Alt coins that have nothing to back up why they are worth what they are, Alot of the big projects seem to offer loads of promises but nothing seems to come so i wanted to create something people could feel proud to be apart of and have actual assets to back up the project going forward. TRAINING AND EXPERTISE I have bought, refurbished and sold properties since i first got on the housing ladder when i was 20 years old so i have 15 years experience doing this and i currently have a business with a partner but i knew deep down i could bring this business modal to the blockchain so Ether homes was born. ETHER HOMES |2020 ETHER HOMES | 2020 PROPERTY As you can see properties especially in the UK have risen from a average house price of £2,000 to £190,000 as of 2014 and it has continue to risen since then which means if you had bought a property at any point in history your overall wealth should be up as long as you held long enough! The original just HODL advocate . Even if you include inflation since 1975 with the rise of the average UK family's incomes properties have outpaced that growth with notable exemption being the recessions in 1990 and in 2008 with the houseing crash. Looking back now these show the best opertunities to buy as wages where higher and house prices dropped as long as you held long enough ETHER HOMES | 2020 PROPERTY PROBLMES What makes thing's worst for the younger generation trying to get on the property ladder after the 2008 property crash mortgage lenders come under heavy criticism from governments and almost overnight stopped lending to anyone that didn't have a huge deposit and we are still not even half way back to where lending was before the crash so how can Ether homes help under 40s have a stake in the propertys wealth creation? A problem with property now is that because they have continuously outpaced inflation it means that people that are not on the property ladder are not experiencing that growth are getting further away from owning a property as the prices are too high and the entry levels for the 25-34 are becoming harder as you can see in this chart anyone under 40 is finiding it harder to get on the property ladder where as the over 65s have increase their property share. ETHER HOMES |2020 How does crypto solve this problem? With Ether homes anyone from anywhere can invest into the token which equates to shares in the company so from a very little investment could own a portfolio of properties without all the high entry requirements and hard work and this is open to any age , gender, race being truly decentralised with 100% of the supply up for grabs Ponder This - ROBERT ARNOTT In investing, what is comfortable is rarely profitable. ETHER HOMES |2020 HOW PROPERTY YIELDS PROFIT RENTAL INCOME Once you rent a property out and cover the costs of any lending and put some aside for maintenance the rest is a profit that goes to the end of year tax returns and profits will be shared to share holders ( token holders) FUTURE RESALE As we have seen above in the average house price in the UK has done almost 100X in the last 60 years and that is a AVERAGE . This is compounded when you add value to a house like a refurb or extenion or aquire planning permission. A MIX OF BOTH The combination of regular income from a asset as well as capital growth is very applying and that is why investors will always flock to properties as a earning tool unlike gold and stocks . Company Track Record With over 15 years of the property and building sector we have developed a skill of seeing whats achievable where others cannot. ETHER HOMES |2020 Key points before investing ETHER HOMES (HOME) IS A ERC20 TOKEN. Ethereum has gone from strengh to strengh and has withstood alot of competition in the crypto space and yet still has the largest development following and biggest network and with any future upgrades etherhomes will benifit from all of this being on there blockchain so we can focus on what we do best and that aquiring assets for profits ETHER HOMES TOKEN IS A STO Alot of crypto projects have tried to avoid where possible to be deemed a Secruity offering as it would mean the way they initally raised funds where illegal where as we are embracing this from the begining and letting investors know that they are investing a shares of a UK based property investment company. LISTING ON UNISWAP Just like stocks and shares you want your money to be liquid so soon as the presale is over (24th Sept) the tokens will be listed on UNISWAP as one of the largest exchanges in the world . Just remeber when you sell your tokens to someone else you are also surrendering the share you own of the company Ether homes and any of its assets. NO EMPTY PROMISES NO EXCUSESS Soon as the Presale is over we will be using the funds to go and purchase and rennovate our first property which will be updated to investors on a regular bases so they will always be in the loop and know what there investment has gone on. Not like many projects where they just promise code and nothing happens for 2- 3 years at a time. Ether homes FINANCIAL PLANNING CYCLE 01 06 02 05 03 04 Raise funds through a Pre sale with a Eth smart contract Stage 1 Lock crypto in a smart contract and borrow against crypto Stage 2 Use Funds raised to go and purchase first property to refurbish Stage 3 Stage 6 Once money raised from stage 4 purchase second asset repeat process Stage 5 Refurb property to remortgage and get ready for renting out to tennets Stage 4 profits share to paid back to investors Ether home tokens will go on sale with a maximum supply 10,000,000 with a ratio of : 1 ETH= 2500 Ether home tokens (HOME) Soft cap of 130 ETH next steps assume target hit ROAD MAP 2020/21 ETHER HOMES | 2020 Presale 24th august 2020 10am UTC Sale finishes on 24th september 2020 10am UTC Tokens get sent all particapating investors into the same Ethereum wallet they sent there inital Ethereum from Uniswap listing week commencing 28th sept Tokens will be place on the world largest and most popular DEX uniswap offering liquidity against Ethereum Using funds from the Presale start to put offers in for the first property to be purchased under the ether homes company. Week commencing 5th october 2020 Get a mortage on the property know as a Buy-to-let LTD unto 75% of the value of the property in its new valuation which we should have added 20-25% value from the refurb therefore realising 100% of investment This is a estimate as sales and the completion of a sale depends on many factors but in our experience a quick sale is about 6 -8 weeks in the UK ROAD MAP CONTINUED... ETHER HOMES | 2020 Sale is agreed and completed by mid november 2020 Works begin lasting for around 6-8 weeks At Ether homes we have a team of plumbers , painters,electriands carpenters on the books that will start work as soon as property is avaible Get property Remortgaged jan 2021 February 2020 start looking for second property (repeat cycle) Start all over buying second asset under Ether homes company and repeat the cycle as many times as funds permitting First year tax April the 5th Profit share to share holders First year accounts to be done and all the profits will be shared between shareholders (aka HOME holders) This can be in the form of buy backs of tokens or token burning or in crypto assets like eth or BTC Profit's first 5 years. SETTING EXPECTATIONS I think its fair to set sensible profit targets and expectations to the share holders altho in the crypto community things get blown out of proportion at times. the profits will be low in the first tax return as its the first year and the company has acquired any assets and not earning any income from rentals yet also September to April isn't a full tax year but this makes things simpler from a paper work perspective but each year that the company grows it will have all the assets renting out as its gaining new ones so the profits will snowball over the following years. this should also boost the desirability of the Home token so holders will be gaining passive income, capital growth on the assets and capital growth on the tokens themselves thats not taking into account any Bullish periods in the sector which we see every few years where token values can sky rocket. ETHER HOMES | 2020 Year one Year Two Year Three Year Four Year Five 40 30 20 10 0 36.60% 74.40% ETHER HOMES | 2020 HOUSEHOLDS RENTING THEIR HOMES RENTAL PROPERTIES OWNED BY INDIVIDUAL INVESTORS 3,076 Available Properties AS OF MARCH 2020 Presentations are communication tools that can be used as demonstrations, lectures, speeches, reports, and more. Most of the time, they’ re presented before an audience. It serves a variety of purposes, making them powerful tools for convincing and teaching. ETHER HOMES | 2020 Residential Properties Good for capital growth and passive income these will be the bread and butter of most property investors as they are constiant streams of income year in year out . Commercial Properties Can be risker in todays market with everyone switching to online but the rental rewards can be huge if you can agree a 5-10 lease with high rental yield its good to diversify your portfolio and have both on the books ETHER HOMES | 2020 Common Pitfalls Failing to research Deciding impulsively Self-managing instead of hiring experts Mismanaging Cash Flow ETHER HOMES |2020 www.facebook.com/etherhomes FACEBOOK www.twitter.com/EtherHomes TWITTER t.me/etherhomes TELEGRAM Get expert advice, 24/7 How to Get in Touch LET'S TALK ABOUT YOUR INVESTMENT! TELEGRAM t.me/etherhomes EMAIL ADDRESS glen@ether-homes.com WEBSITE www.ether-homes.com