www.sg.cntaiping.com (65)63896111 3 Anson Road #16-00 Springleaf Tower Singapore 079909 Life insurance Good value for money deal In the insurance market, generally protecting your NO claims discount or NCD for the life insurance is relatively inexpensive. However, there can be disadvantages too like after certain age the risk will also increase and thereby the premiums and at this period you won’t be able to freeze your premiums. At the same time when your hands are tight at money then you this will cost you some additional expenses. Claiming for the NCD may not impact the discount by so much as you think but doing so will definitely take you to the better place. Advantages of protecting the NCD for your medical policy No financial pressure not to claim If you are having any private medical insurance due to some reasons in order to get better medical treatment then you can opt for private insurance. Here you have to deter yourself from taking any claims just because of financial implications thoughts. Commercial Insurance premiums will not be a burden for you with NCD protection.