K o i n S t r e e t w w w . k o i n s t r e e t . c o m b u s i n e s s @ k o i n s t r e e t . c o m THE GATEWAY TO DIGITAL ASSETS KoinStreet is a social trading ecosystem that aims to reshape the digital asset experience through congregated communities , news , trading , and social feeds M I S S I O N KoinStreet will bring digital assets to the mainstream market through education , copy trading , and social engagement Mission Overview KoinStreet is revolutionizing the way we interact and engage with each other Our social communities and our money have always been separate , but for the first time in human history that is no longer true as Facebook , Snapchat , Youtube and others gradually integrated payment transfers between users This shift was closely followed by peer to peer networks , giving birth to a new and rising market of blockchain and digital assets With digital assets , more power resides amongst the people Blockchain and digital assets enable us to break free of institutional chains and take our financial freedom While many of us take it for granted , a large portion of the world still lacks access to social and financial inclusion , an inalienable right in developed countries but unheard of in other parts of the world Humanity ’ s financial and social liberty will be the key to the digital future as more people understand the flaws surrounding the current financial system and begin to act in accordance KoinStreet is the genesis of this evolution E X E C U T I V E S U M M A R Y B l o c k c h a i n t e c h n o l o g y g a v e b i r t h t o a n e w w a v e o f a p p l i c a t i o n s t h a t i s s e t t o t r a n s f o r m h o w w e e n g a g e w i t h o n e a n o t h e r i n t h e n e a r a n d l o n g t e r m f u t u r e U n f o r t u n a t e l y , f o r t h e a v e r a g e p e r s o n t o f u l l y g r a s p t h i s t e c h n o l o g y , t h e y m u s t f i r s t u n d e r s t a n d c o n c e p t s s u c h a s d i s t r i b u t e d l e d g e r s , c r y p t o g r a p h y , m i n i n g , t o k e n o m i c s , e t c T h e r e i s a k n o w l e d g e g a p w i t h i n t h e d i g i t a l a s s e t , c r y p t o c u r r e n c y a n d b l o c k c h a i n i n d u s t r i e s I n f o r m a t i o n a n d s k i l l s a r e d i s p e r s e d a c r o s s c o n t i n e n t s , p l a t f o r m s , a n d t r a d i n g s i t e s T h i s i s d u e t o a v a r i e t y o f r e a s o n s s u c h a s p o o r c o m m u n i c a t i o n c h a n n e l s , l a c k o f t r a n s p a r e n c y , a n d d i f f e r i n g i d e o l o g i e s i n d i f f e r e n t r e g i o n s T h u s m a k i n g t h e m a r k e t d i f f i c u l t f o r t h e a v e r a g e p e r s o n t o u n d e r s t a n d A d d i t i o n a l l y , p e o p l e w h o i n t e r a c t w i t h t h i s t e c h n o l o g y a s a m e a n s o f i n v e s t i n g , t r a d i n g , o r c o m m u n i c a t i n g a r e s c a t t e r e d t h r o u g h o u t t h e i n t e r n e t T h e b l o c k c h a i n i n d u s t r y l a c k s a u n i f i e d p l a t f o r m t h a t c a t e r s t o t h e n e e d s o f t r a d e r s , i n v e s t o r s , m e d i a a n d c o n t e n t c r e a t o r s E x p e r i e n c e d c r y p t o c u r r e n c y - t r a d e r s , w h o h a v e g a i n e d a f o l l o w i n g f o r t h e i r k n o w l e d g e a n d r e p u t a t i o n a r e o f t e n m a n a g i n g c o m m u n i t i e s o f t r a d e r s u s i n g s t a n d a r d s o c i a l m e d i a p l a t f o r m s s u c h a s T e l e g r a m , W h a t s a p p , o r S l a c k T h i s c o m m u n i c a t i o n i s t y p i c a l l y d o n e p e r s o n a l l y , w i t h b o t h p a r t i e s o p e r a t i n g u n d e r a n a s s u m p t i o n o f t r u s t T h i s i s e x t r e m e l y i n e f f i c i e n t f o r t r a d e r s t o s c a l e t h e i r t r a d i n g o p e r a t i o n s w h i l e m i t i g a t i n g t h e r i s k o f m a n a g i n g t h i r d p a r t y f u n d s a n d l e g a l c o n s e q u e n c e s M e a n w h i l e , i n v e s t o r s w h o w a n t t o c a p i t a l i z e o n t h e e m e r g i n g m a r k e t l a c k t h e t i m e a n d k n o w l e d g e t o m a k e s u f f i c i e n t g a i n s i n a v o l a t i l e m a r k e t B y c r e a t i n g a n e f f i c i e n t a n d l o w b a r r i e r o f e n t r y f o r i n v e s t o r s a n d t r a d e r s , w e s t r i v e t o c r e a t e a s u p p o r t i v e e c o s y s t e m i n w h i c h a n y o n e , a n y w h e r e , c a n c o m m u n i c a t e w i t h o t h e r s f o r f i n a n c i a l s e r v i c e s T H E P R O B L E M I n f o r m a t i o n A s y m m e t r y T H E S O L U T I O N T h e s o l u t i o n , K o i n s t r e e t A c e n t r a l e c o s y s t e m w h e r e d i g i t a l a s s e t n e w s c a n b e a g g r e g a t e d , w h e r e t h e a v e r a g e i n v e s t o r c a n u t i l i z e p r o f i t a b l e t r a d e s u s i n g t r a d e r s ’ p o r t f o l i o s , a n d w h e r e p e o p l e c a n o p e n l y c u r a t e c o n t e n t a n d f o l l o w e r s t o b u i l d c o m m u n i t i e s w i t h i n t h e m a r k e t T h e K o i n S t r e e t a p p p r o v i d e s a s e a m l e s s w a y t o a c c e s s a n d e n g a g e w i t h t h e d i g i t a l a s s e t c o m m u n i t y i n o n e f i x e d l o c a t i o n A t i t s c o r e i s t h e c o p y t r a d e f e a t u r e t h a t c o n n e c t s I n v e s t o r s a n d T r a d e r s t o g e t h e r i n t h e s o c i a l m e d i a e c o s y s t e m , w h i c h i s f u e l e d b y o u r n a t i v e K A S H t o k e n B u i l t t o s e r v e a s a s o l u t i o n f o r t h e l a c k o f a m e d i a p r e s e n c e i n t h e d i g i t a l a s s e t i n d u s t r y a n d d e l i v e r a r o b u s t r e w a r d d r i v e n s o c i a l e c o s y s t e m U s e r s a r e r e w a r d e d f o r e n g a g i n g w i t h c e r t a i n p o s t s a n d C o n t e n t C r e a t o r s a r e i n c e n t i v i z e d t o c r e a t e c o n t e n t t h a t r e a c h e s h i g h e n g a g e m e n t W i t h t h e m u l t i - e x c h a n g e f u n c t i o n a l i t y a n d c o p y t r a d i n g f e a t u r e , K o i n S t r e e t i s a t r a d e r ’ s p a r a d i s e t h a t a l l o w s t h e m t o m o n e t i z e t h e i r t r a d i n g e x p e r t i s e I n v e s t o r s m i m i c T r a d e r s t h r o u g h t h e c o p y t r a d e c o n t r a c t s p o s s e s s e s t h e p o w e r t o c r e a t e d e c e n t r a l i z e d f u n d s w h e r e a n y o n e w i t h a n i n t e r n e t c a p a b l e d e v i c e , c a n p r o v e t h e i r a b i l i t y a n d h a v e a n i n c o m e T H E S O L U T I O N F o r t h e I n v e s t o r , K o i n S t r e e t i s c r o w d s o u r c i n g t r a d e r s T h a n k s t o t h e m u l t i - e x c h a n g e f u n c t i o n a l i t y p o w e r e d b y t h e K A S H t o k e n , I n v e s t o r s c a n m a i n t a i n c o n t r o l o f t h e i r o w n f u n d s T h e I n v e s t o r ’ s f u n d s s t a y i n t h e i r o w n e x c h a n g e s T r a d e r s a r e o n l y p a r t i c i p a t i n g i n t h e t r a d i n g f e a t u r e a n d h a s a c c e s s t o t h e i r o w n p o r t f o l i o T h e I n v e s t o r ’ s p o r t f o l i o m i m i c s t h e T r a d e r ’ s p o r t f o l i o i n r e a l t i m e N o t h a v i n g t o i n d i v i d u a l l y l e a r n a l l t h e n u a n c e s o f t r a d i n g a n d s t i l l b e i n g a b l e t o a c c e s s t h e s t r a t e g i e s a n d s k i l l s o f d e d i c a t e d t r a d e r s g i v e s t h e i n v e s t o r a c c e s s t o t r a d i n g s e r v i c e s c o m p e t i t i v e w i t h h e d g e f u n d s G i v e n t h e w o r l d ’ s r a p i d l y g r o w i n g m i d d l e c l a s s , w e c a n e x p e c t t h e a m o u n t o f s m a l l s i z e d w e a l t h i n t e r e s t e d i n m o v i n g i n t o i n v e s t m e n t s t o c o m p o u n d K o i n s t r e e t i s e n a b l i n g t h o s e w h o k n o w a b o u t t h i s m a r k e t t o c a p i t a l i z e o n t h e i r k n o w l e d g e a n d t h o s e w h o d o n o t k n o w m u c h a b o u t t h i s m a r k e t , a g a t e w a y i n K o i n S t r e e t i s t h e c u r e t o t h e m a j o r p a i n p o i n t s f o r t h e b l o c k c h a i n i n d u s t r y a n d s i n c e w e l e v e r a g e t h e t e c h t o m a k e i t a l l p o s s i b l e , t h e c o m m u n i t y i s b e i n g u s e d t o e s t a b l i s h t h e b a s e f o r a n e v o l u t i o n o f s o c i a l m e d i a M A R K E T A N A L Y S I S M O B I L E U S E R S D I G I T A L A S S E T T R A D E R S & I N V E S T O R S S O C I A L M E D I A , N E W S , A N D C O M M U N I T I E S Being a mobile - first product is essential in 2019 as mobile platforms now have more users than desktop applications Studies show an accelerated transition from desktop to mobile in the past year There are currently more than 5 billion unique mobile subscribers in the world Even the world ’ s biggest financial market is embracing the mobile era as investors find new ways to work when they ’ re not on the trading floor M A R K E T S E G M E N T - M O B I L E U S E R S In a JPMorgan Chase & Co survey of more than 400 institutional traders , 61 percent said they ’ re “ extremely ” or “ somewhat ” likely to use a mobile trading app this year , up from 31 percent in 2017 M A R K E T S E G M E N T - C R Y P T O C U R R E N C Y T R A D E R S & I N V E S T O R S Record setting numbers were reported by both Coinbase and Binance in the past year Coinbase doubled its user growth in a six month span in 2017 - 2018 , from 11 million users to 22 million Binance , a younger exchange , grew from 2 million users in January 2018 to over 9 million in June 2018 We believe this is an indication of future growth in the retail investor market We project that our user growth will rise exponentially as the digital asset market size increases and the user experience of the entire ecosystem is streamlined For the the past 4 years cryptocurrency exchange volume has steadily risen and reached almost a $ 100 billion dollars Traders that are quickly rising in this market lack appropriate tools to improve and capitalize on their on their ability outside of liquidating their investments The majority of Investors lack the time or knowledge to be able to profit off their holdings and simultaneously not lose money during the violent price swings that occur regularly in the markets This disconnect is creating an unprecedented market need for money management Both everyday investors and traders face barriers preventing the ability to have their digital assets managed effectively Previously , only the wealthy are able to access investment fund services , but with technology introduced by KoinStreet , the common person has the ability to learn effective fund management The crypto community visits the top exchanges 7 - 12 times a month and spends 15 - 25 minutes on average while looking at 4 - 15 coins during each of these visits The blockchain community lacks a single connection point that brings the community together To get market updates a user will first check multiple social feeds such as Twitter , Reddit , LinkedIn , or Instagram For news they ’ ll head to multiple sites like CoinDesk , CoinTelegraph , or most commonly , whichever site their social feed leads them to Forupdates on their own holdings they head to exchanges like Binance , Coinbase , and Bittrex To dive deeper , when a user wants to get updates about markets , trade signals , or simply engage with any size of group through media they have to manage apps like WhatsApp , Slack , and Telegram This is non - inclusive of the constant arrival of new competition delivering the same services driving the community further apart The current ecosystem is chaotic with the industry disseminated amongst many platforms with too much valuable content being lost as a result The power of social media has accelerated the rate of growth for emerging technologies , with the estimated cryptocurrency user growth resembling the growth of the internet we know today M A R K E T S E G M E N T - S O C I A L M E D I A , N E W S , A N D C O M M U N I T I E S I N D I G I T A L A S S E T S There are 5 primary actors in the system Any user can be any of the actors at any point in time and can be more than one of these actors at once H o w t h e P l a t f o r m W o r k s U s e r s o n t h e P l a t f o r m Investors Any user who is currently Mimicking a Trader ’ s trades They pay to copy a trader but can receive 5 % KASH back if they pay in KASH tokens Traders A Trader is anyone that is being copied by an Investor Trader ’ s compete in the gamified trading system that encourages competition through a leveling and ranking system that includes achievements and titles The best traders in the game over the course of a certain time period will be rewarded with KASH to incentivize better performance Content Creators These users are the ones creating the media that is disseminated through the platform This includes making or sharing promotional content for advertisers in return for payment They are rewarded in KASH for consistently contributing high engagement content or for individual posts that draw in high traffic from outside KoinStreet U s e r s o n t h e P l a t f o r m Engaging Users ( StreetFolk ) These are users who are active on the social network They are actively contributing to the impressions that platform generates These users are rewarded based on the amount of promotional content they engage with All users also have the ability to tip KASH to anyone on the platform Advertisers Apply to advertise on our platform Businesses that are attempting to focus their marketing towards a blockchain audience These businesses would have to meet our criteria and submit their ads for review Advertisers can build promotional relationships with popular users based on their following , personality , etc KoinStreet helps builds these relationships C o p y T r a d i n g The app uses rest APIs to get real - time market data and provide an aggregated view of the user ’ s portfolio in one screen Users can log in to their profile and connect their preferred exchange ( s ) such as Coinbase , Binance , and any other exchange that provides API access to see their funds , make trades , and mimic other successful traders Investors can mimic a trader by paying their fee and agreeing to the contract length The Investor ’ s portfolio begins mimicking the Trader ’ s in real time while the Investor retails full control of their funds The Investor can set a stop loss that defines how much they are comfortable with losing which causes the trade contract to automatically be canceled and they are returned their funds staked in the contract Traders can log into their trader profile and create a following to attract investors They can then navigate and conduct trades normally While trades are chosen on the platform , they are still executed on the individual user ’ s exchange of choice They can optionally choose to broadcast their trade signals publicly on the platform where investors can then mimic their trades in real time by staking the set amount of ETH or KASH tokens ; which acts as the associated cost to mimic a trader When users use KASH tokens to stake , KoinStreet ’ s fee of 20 % of the staked amount goes down to 10 % of the staked amount Both the trader and the investor mimicking the trade are linked so the account mirrors the moves in real - time This way any sell or buy order the trader makes is automatically mirrored to the investor ’ s account Trades are essentially being facilitated by KoinStreet but settled on the backend on the exchanges themselves Since users don ’ t deposit or withdraw any of their funds on the KoinStreet platform , common security concerns are eliminated by processing data through the API layer The main advantages of using a service that utilizes API ’ s is that users maintain complete control over their funds , private keys , and choice of exchange ( e g Bittrex , Binance , Coinbase , GDAX , Poloniex , Bitfinex ). Users can log in to their profile and connect their preferred exchange(s) such as Coinbase, Binance, and any other exchange that provides API access to see their funds, make trades, and mimic other successful traders Technology Stack The KoinStreet platform utilizes the KASH Token , a ERC - 20 token , built on top of the Ethereum blockchain It utilizes smart contracts as a trust leveraging mechanism to transfer funds between participants on the platform It provides support for native mobile apps to deliver a visual interface for easy user interaction Users add Exchange API keys to the KoinStreet platform The API / secret key is stored in a file only readable by the owner When the key / secret pair is added to KoinStreet , it is saved to the local file system and the permission are changed so that only the user can read the file In order to copy a trader in real time , the user sends ETH or KASH tokens to an escrow contract with a contract length specified by the trader When a trader trades any asset via exchange APIs , the user ’ s smart contract receives a request with trade signals After the request is validated , the investor ' s account will execute the trade on their exchange to mimic the traders ’ actions via API Once the trade is executed , KoinStreet will store the trade details from the user ’ s accounts onto the blockchain All fund transfers are between user - owned accounts as Koinstreet is a non - custodial blockchain solution We hold no funds The Escrow contract holds the investor funds until the contract length expires , which will then be released to the trader if profit was made , otherwise , the user gets the funds returned to their wallet Safety & Security KoinStreet Features Other platforms require users to deposit funds into the platforms own wallets , leaving users at risk of potential theft KoinStreet has taken a different approach by connecting users through an API in which users maintain access to funds and private keys KoinStreet is a non - custodial blockchain service ; as not holding funds drastically decreases the attack vectors of malicious parties being able to compromise or extract valuable data from the platform For additional safety measures , the API intractability is limited to read only access as withdrawal access will be blocked Additionally , Users API keys are encrypted and store on their local device Our platform will be secured by requiring users to enable two - factor authentication and we will use OAuth security tokens for internal authentication