M obility Subscription/ Lease Agreement This Mobility Subscription/ Lease Agreement (“Agreement” or “Lease” ) outlines the terms between the Lessee identified below (“You”, “Your” or “ Lessee ”) and Mobility B2C, LLC and any assignee of this Agreement (“Mobility”, “We” or Us”) regarding the vehicle below (“Vehicle”). You are leasing the Vehicle described on page 3 (the “ V ehicle”) from Us. You agree to pay all amounts due under the Agreement and fulfill all your obligations under the Agreement Summary and Key Terms We’ve highlighted some key terms of the Agreement below. However, before signing, please be sure to read the entire Agreement , including the disclosures on page 3 and the Other Important Terms Payments Monthly Payment with Tax + Fees Amount Due Today with Tax + Fees The Initial Payment and the first Monthly Payment are required to take possession of the Vehicle. The next Monthly Payment is due a month from the Lease Date , and every month thereafter until the Scheduled End of Lease Term. Mobility requires digital payments via Auto - Pay. Our mileage policy is pretty simple – you choose the number of miles that you need. Your Vehicle comes with an allowance of ______miles per month, but if you think you’ll need more you can select more miles during checkout. Excess miles at return will be per mile. Vehicle Use You agree to care for and not abuse your Vehicle. You may incur charges if you fail to do so. You are not buying the Vehicle but paying only for the right to use it. Before signing, you can buy optional service products to protect you and your Vehicle. Warranty, Maintenance, and Roadside Assistance You don’t have to worry about most major mechanical repairs. In addition to the remaining portion of any manufacturer warranty, your Vehicle comes standard with a limited warranty, routine maintenance, and roadside assistance. See the limited warranty, maintenance, and roadside assistance terms for details. Insurance You must maintain full auto insurance coverage for your Vehicle until you return it. See Section 17 for details. Excess Wear and Tear You have not purchased the excess wear & tear protection and will be responsible for all excess wear charges on the Vehicle. Buy the excess wear & tear protection before signing and you’ll be covered for additional costs when you return the Vehicle, giving you added peace of m ind. See EWT Guidelines and excess wear & tear protection terms for details. Your Vehicle VIN Odometer Miles Per Month Total Included Miles Lease Dat e : Lease Term : Scheduled End of Lease Term : Lessee (You) : Account No. Notices MOBILITY PRESENTS THE VEHI CLE TO ME “AS IS”, EXCEPT AS PROVIDED IN THIS AGREEMENT (AND UNLESS PROHIBITED BY LAW), MOBILITY MAKES NO EXPRESS OR IMPLIED WARRANTIES OR REPRESENTATIONS AS TO THE VEHICLE’S (OR ANY OF ITS PARTS OR ACCESSORIES) CONDITION, MERCHANT ABILITY, SUITABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE AND MOBILITY MAKES NO OTHER REPRESENTATIONS OR WARRANTIES WHATSOEVER. GAP LIABILITY NOTICE - In the event of theft or damage to the vehicle that results in a total loss, there may be a GAP between the amount due upon early termination and the proceeds of your insurance settlement and deduct ible. THIS AGREEMENT PROVIDES THAT YOU MAY BE LIABLE FOR THE GAP AMOUNT. NOTICE TO THE LESSEE : (1) DO NOT SIGN THIS AGREEMENT BEFORE YOU READ IT OR IF IT CONTAINS ANY BLANK SPACES TO BE FILLED IN; (2) YOU ARE ENTITLED TO A COMPLETELY FILLED IN COPY OF THIS AGREEMENT (3) WARNING — UNLESS A CHARGE IS INCLUDED IN THIS AGREEMENT FOR PUBLIC LIABILITY OR PROPERTY DAMAGE INSURANCE, PAYMENT FOR THAT COVERAGE IS NOT PROVIDED BY THIS AGREEMENT THERE IS NO COOLING OFF PERIOD California law does not provide for a “cooling off” or other cancellation period for vehicle leases . Therefore, you cannot later cancel this Agreement simply because you change your mind, decided the vehicle costs too much, or wish you had acquired a different vehicle. You may cancel this Agreement with the agreement of Mobility or for legal cause, such as fraud. By signing, you confirm you have read and agree to the terms offered in this Agreement, including the Other Important Terms with a Dispute Resolution Provision in paragraph 28 that you can opt out of. You confirm that before signing, we gave you the completed Agreement and you were free review it. SIGNATURE: DATE: customerSignature 1. Vehicle New/ Used Year Make Model Body Style Vehicle ID # Odometer FEDERAL CONSUMER LEASING ACT DISCLOSURES 2. Amount Due At Lease Signing (Itemized Below*) 5. Total of Payments (The amount you will have paid by the end of the Lease) 4. Other Charges (not part of your monthly payment) Disposition Fee Total 3. Monthly Payments Your first monthly payment of is due on followed by ___ payments of due on the ________ of each month. The total of your monthly payments is (†See paragraph 14) 6. Itemization of Amount Due at Lease Signing or Delivery 6 A Amount Due At Lease Signing: 6B. How the Amount Due at Lease Signing or Delivery will be paid: Capitalized cost reduction Tax on capitalized cost reduction Net trade - in allowance First monthly payment Credit/discount Refundable security deposit Rebates and noncash credits Prepaid Rent Charge † Amount to be paid in cash Tax on Prepaid Rent Charge Total Total † See paragraph 14 ( d ) 7 . Your monthly payment (“Monthly Payment”) is determined as shown below: - = - = + = ÷ = + + Gross capitalized cost. The agreed upon value of the Vehicle ( ) and any items you pay over the Lease term (such as service contracts, insurance, and any outstanding prior credit or lease balance). Capitalized cost reduction. The amount of any net trade-in allowance, rebate, noncash credit, or cash you pay that reduces the gross capitalized cost. Adjusted capitalized cost. The amount used in calculating your base monthly payment. Residual value. The value of the Vehicle at the end of the Lease used in calculating your base monthly payment. Depreciation and any amortized amounts. The amount charged for the Vehicle's decline in value through normal use and for other items paid over the lease term Rent charge. The amount charged in addition to the depreciation and any amortized amounts. Total of base monthly payments. The depreciation and any amortized amounts plus the rent charge. Lease Payments. The number of payments / months in your Lease Base monthly payment. The amount charged in addition to the depreciation and any amortized amounts. Monthly sales/use tax. Monthly Registration, Title, and Transfer Fees. Optional: Excess Wear Protection Waiver (with Tax). Total monthly payment. = 8. Excessive Wear and Use. YOU MAY BE CHARGED FOR EXCESSIVE WEAR BASED ON OUR STANDARDS FOR NORMAL USE AND FOR MILEAGE IN EXCESS OF MILES AT THE RATE OF PER MILE. 9. Purchase Option at End of Lease Term. You do not have an option to purchase the vehicle at the end of the Lease term. 10. Other Important Terms. Review this Lease for additional information on early termination, purchase options and maintenance responsibilities, warranties, late and default charges, insurance, and any security interest, if applicable. 1 2 . Itemization of Gross Capitalized Cost Early Termination. You may have to pay a substantial charge if you end this Lease early. The charge may be up to several thousand dollars. The actual charge will depend on when the Lease is terminated. The earlier you end the lease, the greater this charge is likely to be. Agreed upon value of the Vehicle: Other amounts included in the gross capitalized cost: Optional Products and Services: Taxes Title and Registration fees Total Gross Capitalized Cost Lease acquisition fee Documentation fee IF YOU DO NOT MEET YOUR OBLIGATIONS UNDER THIS LEASE, WE MAY RETAKE THE VEHICLE Other Important Terms 13. Vehicle Use Agreement. You understand that You are leasing the Vehicle and have no ownership rights in the Vehicle. This Agreement is between you and Mobility , and not the dealership or any other person delivering possession of the Vehicle. This Agreement starts on the Lease Da te indicated on page 1 and ends: (i) at the Scheduled End of Lease Term indicated on page 1 ; (ii) when we terminate the Agreement under paragraph 24 ; or (iii) if the Vehicle is a Total Loss (see paragraph 23). 14. Payments a. Autopay. Mobility requires you to set up digital and automatic recurring payments ("Auto - Pay") and maintaining Auto - Pay authorization is a key component of your performance under this Agreement. You can set up Auto - Pay via such methods as we may allow. If you fail to make a payment when d ue, you will be in default of this Agreement. Additionally, fraudulently charging back or disputing a payment (i.e., when not due to fraud or for another valid reason) is considered a material b reach of this Agreement. b. Amount Due at Signing. You agree to pay the Amount Due at Signing, which includes the first Monthly Payment with Tax and Options (if selected) and the refundable security deposit, if any, upon execution of this Agreement. c. Monthly Recurring Payments. Your M onthly Payment is due every month , on the day of the month corresponding to your Lease D ate (e.g., the 25th of each month) until this Agreement ends. If the day of the month corresponding to your Lease Date is on the 29th, 30th, or 31st, the next recurring Monthly Payment will be due on the 1st of the month after the next month (e.g. if you r Lease Date is July 29th, your Monthly Payment will be due on the 1 st of each month during the Lease Term ). The Scheduled End of Lease Term is the date determined by tak ing the date of possession of the Vehicle and moving forward by the number of months in the Lease T erm. You agree to make payments to us according to the schedule shown on page 3 . You will not change or stop any Lease payments for any reason, even if the V ehicle is stolen, destroyed, seized by a governmental authority or experiences mechanical problems. The Monthly Payment includes the cost of any options that you've selected. Your purchase of optional products or services ("Optional Products") is not requi red. The term of any Optional Product will be for the period you possess the Vehicle, unless cancelled by you. Before buying any Optional Product, please review its terms. Taxes applicable on your Monthly Payment are assessed on a monthly basis, and if you r tax rate changes (e.g., by law or if you move), your Monthly Payment with tax may be higher or lower. The Monthly Payment is billed and payable upfront, which means you pay it in advance, at the beginning of each payment period, as described above. d. Rent Charge Explained. A portion of each Monthly Payment is allocated towards depreciation and a portion towards rent charges for use of the Vehicle. The rent charge is calculated by taking the difference between the total of the base periodic payments over the lease term and sub tracting the depreciation and any amortized amounts. Your Initial Payment may include a “Prepaid Rent Charge” , as indicated on page 3 of the Agreement. The Prepaid Rent Charge will reduce the rent charge portion of your Monthly Payment equally across the d uration of your Lease. For example, if your Prepaid Rent Charge is $1,200 and your lease term is 12 months, your Prepaid Rent Charge will reduce your Monthly Payment by $100 per month. e. Late Fees and Penalties. For any payment that is not received by us wi thin 10 days of the due date, you may be charged a late payment fee that is the lower of: $25 or 5% of any amount past due. You will not have to pay a late payment fee if the only amount past due is a prior late payment fee. You will pay $25 for any electr onic funds transfer that is returned unpaid for any reason. f. A pplication of Payments. We will apply payments and the refundable security deposit to past due payments, current payments due, late fees, and to other amounts due under this Agreement, in any or der we choose as allowed or required by law. g. Amount Due at Lease End. You will owe us the following when this Agreement ends: (a) all Monthly Payment(s) already due and unpaid at such time, (b) any official fees and taxes due, (c) the Disposition Fee, and (d) any other amounts due and unpaid under this Agreement. You will receive after termination or expiration of this Lease a final bill which includes the amount due at L ease end. Please note some charges may be routed to you after the final bill (e.g. cita tions) and in such cases, you will be separately billed as allowed by law. h. Refundable Security Deposit. A refundable security deposit (“Security Deposit”) may be part of the payment you make when you sign this Agreement. If a charge for a Security Deposit is specified in this Agreement, we may apply some or all of the Security Deposit to any amounts you owe under this Agreement when it ends The amount of the Security Deposit is not intended to limit or establish the measure of our damages under any of the terms of this Agreement. If you fully perform your obligations under this Agreement, we will return any unused and remaining amount of the Security Deposit, after we have applied it to amounts you owe us under this Agreement. Unless required by law, the S ecurity Deposit will not be held in a separate account, and it will not bear interest. Mobility does not have any fiduciary duty to you with respect to the Security Deposit unless required by law. i. Other Fees You May Incur. The payments specified in this p aragraph 14 do not reflect charges imposed if you fail to abide by the terms of this Agreement, including but not limited to charges for Excess Wear and Tear, as specified in paragraph 16 If you do not pay the amounts due or violate the terms of this Agre ement, you will be responsible for costs or losses we incur, as allowed by law. 15. Mileage. a. Mileage Allotment Your total mileage allowance is outlined in section 8 ("Mileage Allotment"). Excess miles at return will be $0. 2 5 per mile over your total Mileage Allotment No refund applies for unused miles. b. Odometer Disclosure Statement On termination of this Agreement, you agree to provide a signed written disclosur e to us of the correct odometer mileage on the Vehicle, as required by federal law, and understand that the failure to do so may result in fines and/or imprisonment. You agree to pay us for any loss, claims, damage, costs and expenses (including legal expe nses) which result from your failure to promptly provide us with a correct written odometer disclosure statement. 16. Vehicle Care, Maintenance & Excess Wear a. Care and Maintenance Your Vehicle comes with the remaining portion of the manufacturer warranty, if any. In addition, your Vehicle comes standard with limited warranty, roadside assistance and routine maintenance as specified in the limited warranty, maintenance, and roadside assistance documentation incorporated herein by this reference. You agree to ma intain, service, and repair the Vehicle with a qualified or state licensed service provider according to the manufacturer's recommendations and as required by the terms of any applicable warranty. You are required to repair all collision damage prior to re turning the Vehicle. In the event such repairs are not made, or the repairs are improper or not reasonably satisfactory to return the Vehicle to its pre collision state, the damage will be considered Excess Wear and Tear, as defined in paragraph 16 (b), and you will be charged the cost to repair such Excess Wear and Tear (which may be estimated ) . Upon request, you agree to show us all sales receipts, invoices, or work orders showing that the Vehicle has been properly serviced or maintained as required by thi s paragraph 16(a) . Repairs, including tires, must be made with original equipment manufacturer’s parts or those of equal quality and performance. You are responsible for keeping up with oil changes and regularly scheduled maintenance per manufacturer or wa rranty guidelines. You will keep the Vehicle in good operating condition and provide reasonable evidence you have serviced the Vehicle, upon our request. You agree to cooperate in our investigation of any breakdown, and to allow us to inspect the Vehicle u pon request. You are not allowed to perform maintenance or repair services yourself. You agree to comply with all recall notices applicable to your Vehicle. Except as specified in this Agreement, you agree to pay for all operating costs related to your Veh icle. You are also responsible for all tolls, fines or violations assessed against the Vehicle. b. Excess Wear and Tear Prior to taking possession of the Vehicle, you will be asked to conduct and submit an initial inspection of the vehicle condition, notati ng any pre - existing damage to the Vehicle (“Initial Inspection Report”). As part of the Initial Inspection Report, you may submit photographs of any preexisting damage to Mobility. You will not be responsible for damage that is noted on the Initial Inspect ion Report. By accepting delivery of the Vehicle, you agree that you have examined the Vehicle and that you are accepting it in its current condition. You agree to repair any damage to the Vehicle that was not noted in the Initial Inspection Report or was the result of excessive wear and tear as indicated in our standard guidelines (“EWT Guidelines”), available here , whic h may be changed by us from time to time. Any wear and tear that falls outside the EWT Guidelines shall be considered Excess W ear and T ear and we may charge you for such Excess W ear and T ear. The Excess W ear and T ear charge will be our actual or estimated cost of repairing any excess wea r (we do not have to make the repairs.) In the event of a Resubscription pursuant to paragraph 2 1 ( c ), this paragraph 16 (b) shall survive termination of this Agreement. c. Permitted Alterations. Any alterations to the Vehicle are subject to the EWT Guidelines . Any accessory or modification must be professionally installed at your own cost in compliance with law. You understand and agree that any modifications or accessories left on the vehicle at return or that cannot be removed become part of the Vehicle and the property of Mobility . You may remove installed accessories only to the extent it doesn’t damage the Vehicle, and we reserve the right to charge you for any damage related to the installation or removal of accessories , in accordance with the EWT Guideli nes You may not make any alterations to the engine, electrical or battery system, battery pack, transmission or drive system, exhaust or safety systems of the Vehicle. 17. Insurance. Upon signing this Agreement and prior to taking possession of the Vehicle, you must obtain an insurance policy on your Vehicle as specified in this paragraph 17 . You must provide us proof of a valid insurance policy covering the Vehicle before you take possession of the Vehicle, or at any time upon our request. a. Required Coverage You must obtain coverage from insurers acceptable to us in the following types and amounts: A t least $100,000 per person for b odily injury liability ; a t least $300,000 per accident for bodily injury liability ; a t least $50,000 per accident f o r p roperty damage liability ; c ollision and c omprehensive for the Vehicle's full value (maximum deductible of $1,000); and an y other type of coverage, such as uninsured motorist coverage, as required by law. b. Loss Payee. You must maintain the required insurance until you return the Vehicle. The policy must cover you r operation of the Vehicle and the operation of the Vehicle by anyone you permit , and identify "Mobility B2C, LLC" (or anyone we designate) as an additional insured and the primary loss payee. The pol icy must also provide that we get at least 10 days' notice of any changes. If you do not furnish a valid policy or proof of insurance, we may choose to obtain insurance to protect our interest in the Vehicle or as required or allowed by law. You agree to p ay Mobility or its assignee for the cost of such policy, which may not include public liability or property damage coverage except as may be required by state law. c. Theft & Damage. You are responsible for all collision damage or theft to the Vehicle regardl ess of whether you or a third - party is at fault. By maintaining insurance coverage for the Vehicle, your insurance company may indemnify you for such theft or damage. If you are involved in a collision of any kind, regardless of fault, you are required to report the collision to your insurance company and to Mobility by email or phone within 48 hours of the collision event. We will be entitled to any insurance proceeds for damage to, theft, or destruction of the Vehicle. If you do not maintain the insurance we require or if the insurer does not pay a claim for any reason, you are responsible for any damage or destruction to, or loss of, the Vehicle and any loss we incur. d. Deductible. In the event of a claim for damage or loss to the Vehicle, you must pay any applicable insurance deductible in full required to complete the repairs. This is a material term of this Agreement and failure to pay such deductible is an act of default . If a failure to pay a deductible place the Vehicle at risk of being retain ed by the repair facility or subject a mechanic’s lien, we may in our discretion pay the deductible on your behalf and obtain possession of the Vehicle for purposes of preserving our rights in the Vehicle. 18. Permitted Use. You will comply with all applicable laws, including but not limited to all laws pertaining to the operation of motor vehicles, such as driver’s license laws. You will not use the Vehicle in any illegal manner, or for any unlawful purpose, such as driving w hile under the influence or intoxicated. You assume the risk of the use of any manufacturer features for the Vehicle, and you will comply with all manufacturer requirements of such Vehicle features, including but not limited to, autosteer, cruise control, autopilot, auto lane change, and active safety features, such as automatic emergency braking, collision warning, and lane departure avoidance. You are solely responsible for the use of such Vehicle features, including any associated costs, and we are not l iable for any injury, death, or damage arising out of the use of the Vehicle by you or any other person you allow to operate the Vehicle, with or without our consent. You agree to use the Vehicle only for personal, family, or household use and operate the Vehicle only on properly maintained surfaces. Off - highway use is prohibited. You are not allowed to sublease or subcontract the Vehicle, use it as a vehicle for hire or ride - share, or take it outside of the United States. You certify that at all times dur ing the term of this Agreement, you (and any other person authorized to drive it) can and will safely operate the Vehicle and you will confirm such ability upon our reasonable request. We will not be liable, by reason of being the owner of the Vehicle, for harm to persons or property that results or arises out of the use, operation, or possession of the Vehicle by you, or any other person authorized to drive it. You will keep the Vehicle free from any liens or claims. You will not allow anyone to operate th e Vehicle other than yourself, members of your household living at same address whose operation of the vehicle is expressly covered by the insurance required in this Agreement, or other persons whose operation of the vehicle is expressly covered by the ins urance required in this Agreement. You may not remove the Vehicle from the state in which it was originally registered such that it would require the Vehicle to be registered in the new state. If you do, you may be required to return the Vehicle. 19. No Comme rcial Use. Commercial use of the Vehicle (e.g., delivery of food or goods or rideshare) is prohibited under this Agreement. If you operate the Vehicle for commercial use, you may not be covered by any insurance policy, and you may be personally responsible for damage to the Vehicle or damage or injury to others. 20. Telematics. a. Data Collected and Uses You understand that the Vehicle may be equipped with telematics technology that allows us, including our authorized agents, to access information about the Veh icle (“Device”). The Device will collect information that includes, but shall not be limited to the VIN, mileage, diagnostic information, location - based information, including for repossession purposes, and date and time of information collection and transmission (“ Telematics Data”). We may also use the Telematics Data to assess whether the Vehicle is being used in compliance with this Agreement, locate the Vehicle in the event you breach or are in default under this Agreement, if the Vehicle is stole n, and for any other lawful purpose consistent with our legitimate business objectives and this Agreement We will provide any legally required notices prior to accessing and using the Device and Telematics Data. We may share the Telematics Data with our a ffiliates and service providers in accordance with our privacy policy, which is available on our website and are incorporated herein by this reference, or as otherwise allowed by law. You will be in default of this Agreement if you disable or otherwise tam per with the Device. b. Consent You agree and consent to the use of the Device, and our collection and use of the Telematics Data , as described in this Agreement and the Telematics Consent. You also agree to all the terms of the Telematics Consent, incorpora ted herein by this reference. You consent to and understand that we may access and use the Vehicle Data at any time before, during, or after you lease to the Vehicle. 21. Vehicle Return. a. Prior to the Scheduled End of Lease Term or upon early termination, you must schedule return of the Vehicle by contacting customer care. Except as otherwise indicated in paragraph 2 1 (c), You will return the Vehicle at the Scheduled End of Lease Term to t he location where you accepted delivery of the Vehicle, or any other location specified by us (which shall be with in a reasonable distance of where you accepted delivery of the Vehicle). Any unpaid portion of your Monthly Payment and any outstanding amounts owing under this Agreement are due at re turn (or in the event of a Resubscription, at the Scheduled End of Lease Term). You will owe upon return of the Vehicle (or in the event of a Resubscription, at the Scheduled End of Lease Term) the Disposition Fee set forth on page 3 , unless waived by us. Any further amounts due under this Agreement will be billed after return (or in the event of a Resubscription, after the Scheduled End of Lease Term) Except in the event of a Resubscription, i f you do not return the Vehicle to us as provided by this parag raph 2 1 (a), we may either continue to charge You the Monthly Payment, or hold you in default of the Agreement, as specified in paragraph 24 . The Agreement will terminate on Scheduled End of Lease Term , or the date of physical return of the Vehicle to us or our agent. If you fail to return the Vehicle as specified in t his paragraph 21(a), we ma y arrange for delivery of the Vehicle , and you will be responsible for the cost o f such delivery. b. Lease End Inspection . Except as otherwise indicated in paragraph 21 (c), a t return, Mobility or its designee will inspect the Vehicle (“Lease End Inspection”) and y ou will be charged for any Excess Wear and Tear pursuant to paragraph 16 c. Resubscriptions. Subject to the terms of this paragraph 21 (c), upon expiration or termination of this Lease, Mobility may allow y ou to enter into another lease for the Vehicle (“Resubscription”). In the event Mobility allows such Resubscription, and y ou desire to enter into such Resubscriptio n, y ou will be required to sign a subsequent lease (“Resubscription Lease”) and the Resubscription will be governed by the Resubscription Lease, not this Lease. In the event of a Resubscription , (i) paragraph 21 (a) is not applicable and y ou will retain pos session of the Vehicle beyond the Scheduled End of Lease Term , and (ii) Mobility will not perform a Lease End Inspection at the Scheduled End of Lease Term Notwithstanding the foregoing, you will be responsible for any Excess Wear and Tear on the Vehicle pursuant to paragraph 16 upon return of the Vehicle at the expiration or termination of the Resubscription Lease , and paragraph 16 shall survive termination or expiration of this Agreement Prior to any Resubscription, you shall pay a ny unpaid portion of your Monthly Payment and any outstanding amounts owing under this Agreement 22. Taxes and Fees. Upon signing this Agreement, Mobility will pay for the registration or the transfer of existing registration of the Vehicle to you. You will receive t he vehicle registration card from the state. You are responsible for ensuring that the registration tags or stickers are placed on the Vehicle. Mobility will also pay for the ongoing annual registration of the Vehicle in the state where you obtained the ve hicle until you return it. Please note you will be responsible for all applicable initial or annual inspections required by law. If you fail to complete such inspections, Mobility may not be able to be register the Vehicle and it will be a default of this Agreement. You understand that the Vehicle will be titled in our name, and the Vehicle may be registered to you. Other than the base annual registration, you are still responsible for and agree to pay any and all taxes, fines, tolls, fees or requirements i mposed by government authorities in connection with the use of the Vehicle, including any personal property or excise tax due on the Vehicle. This includes charges like toll, and parking and traffic tickets. You agree to pay any such amounts within 10 days of being invoiced or otherwise when indicated by the government authority. You will be responsible for any fines or penalties if you fail to pay the bill when due. You are also responsible for any towing, storage, and impound fees incurred for the Vehicle . We will charge you if we pay for you any amounts for which you are responsible as described in this paragraph, plus a $20 administrative fee for processing in each instance. 23. Early Termination. a. Inability to Obtain Title. If we are unable to obtain valid title for the Vehicle for any reason, we may terminate this Agreement and require you to return the Vehicle, and the Amount Due at Signing will be refunded to you. b. Early Termination Liability. We may end the Lease early if you are in default , the Vehicle is damaged or destroyed beyond repair, stolen or lost (a “Total Loss”). If we end the Lease, you must return the Vehicle to the place we designate and pay us the early termination liability when we ask for it. This Lease may be ended early by you by returning the Vehicle to us. If the Lease ends before the Scheduled End of the Lease Term indicated on page 3 of this Lease, you will pay an early termination fee to us which is the lower of: (1) the excess of the "Adjusted Lease Balance" over the " Realized Value" (see below); or (2) all of your monthly lease payments not yet due plus any excess mileage charge (see paragraph 15) plus any E xcess W ear and Tear charge (see paragraph 16). Either way, you will owe all other amounts owed at the Scheduled End of Lease Term as specified below in subpart (c). • Adjusted Lease Balance: The Adjusted Lease Balance on any date is the Adjusted Capitalized Cost less all depreciation paid by you th rough that date. A portion of each monthly payment is allocated towards depreciation and a portion towards rent charges for use of the Vehicle. We calculate the split between (i) depreciation and (ii) rent in each monthly payment using the "constant yield method", a written explanation of which will be provided upon request. Our calculations assume that rent charges for each month are earned in advance, that your monthly payments are received on their due dates and that the Lease ends on the scheduled end d ate. • Realized Value: If (i) we keep the Vehicle, the Vehicle’s wholesale fair market value; or (ii) if we dispose of the vehicle, the price we receive (including any insurance settlement we receive). Your Independent Appraisal Right: You may request and pa y for an independent appraisal by a third party, agreeable to us, to conduct a professional appraisal of the Vehicle's wholesale fair market value, in which case the "Realized Value" will instead be such appraised value. c. Other Amounts Owed at Lease End. N otwithstanding anything in this paragraph 23 , You will also owe us the following when this Lease ends: (i) any monthly payments already due and unpaid at such time; (ii) any official fees and taxes for the Lease end; (iii) the Disposition Fee on page 3 ; an d (iv) any other amounts arising from your failure to keep promises under the Lease, including but not limited to, E xcess W ear and T ear charges , excess mileage charges, tolls & citations, and insurance deductible charges due, if any. d. Prepaid Rent Charge R efund. In the event of an early termination, regardless of the method used to calculate your e arly t ermination l iability, Mobility will credit the prorated portion of any Prepaid Rent Charge identified on page 3 . Any such credit may be used to off - set any other amounts owned in connection with your e arly t ermination l iability, or otherwise owed under this Lease and as permitted by applicable law. e. Stolen Vehicle and Total Losses. If the Vehicle is a Total Loss, you must notify Mobility Once Mobility receives sufficient documentation evidencing such T otal L oss, the Agreement will terminate as of such date , and you will not be responsible for the Monthly Payment from that date. If the Vehicle has been stolen, you must also report the theft to M obility , and provide to us a police report from the applicable jurisdiction. You agree to cooperate with us to establish our rights in any insurance proceeds in connection with a Total Loss If the Vehicle is a Total Loss , we will end the Lease early If w e do not receive a settlement under an insurance policy that complies with the requirements of this Lease or the Vehicle was forfeited or confiscated under governmental authority, then: You will owe us: (i) the Adjusted Lease Balance; minus (ii) any part o f your insurance deductible that you pay us; minus (iii) any settlement we receive from your insurance company; minus (iv) any amount we receive for selling the Vehicle as salvage; plus (v) if the Vehicle is returned to us, the Item 4A Disposition Fee unle ss this fee is waived If the amount we figure in the preceding sentence is less than zero, we will not give you a credit for that amount. 24. Defaults and Remedies a. Acts of Default. If any of the following occurs, you will be in default under this Lease: (i) if you fail to pay the Monthly Payment or other amount due under this Agreement including, without limitation, any one - time fees, such as tolls and citations ; ( ii) if you fail to maintain the Vehicle as required by the Agreement; (i ii ) if you in cur unreasonably excessive mileage on the Vehicle; ( i v) if you fail to maintain the insurance required by paragraph 17 of this Agreement; ( v ) if you fail to comply with any laws applicable to the operation of the Vehicle, including without limitation, fail ure to maintain your driver's license; ( v i ) if you lose possession of the Vehicle by failure to pay a required deductible, confiscation, forfeiture, or other involuntary transfer; (v i i ) if Mobility learns or determines that the Vehicle is being abused, sig nificantly damaged, used for commercial purposes, or used in violation of this Agreement; ( viii ) if you are deceased, are disabled as to be unable to operate the Vehicle, or are legally incapacitated; ( i x ) if you transfer or encumber the Vehicle in any way , or attempt to do so ; ( x ) if you tamper with , or disable the Device ; (x i ) if you provid e false or misleading information to us ; ( x i i ) subject to paragraph 21 (c), if you fail to return the Vehicle at Scheduled End of Lease Term or as required by this Lease ; ( xi ii ) if you fail to meet any other obligation under this Lease ; or (x iv) if y ou do anything the law says is a default Payment delinquency and failure to update payment method on file will not result in default unless you f ail to cure them as requested by Mobility , at its sole discretion. b. Mobility Remedies. If you are in default, we may, after any legally required notice or period: (i) terminate this Agreement , require you to return the Vehicle, and require pay ment in accordance with the amount due at early termination , (ii) locate the Vehicle and repossess it by legally permissible means, (iii) charge you for and take legal action to collect damages, including the costs incurred by us in connection with collecting amou nts owed or repossessing the Vehicle, including, but not limited to towing, storag e and other associated fees, (iv) report the Vehicle as stolen, (v) take legal action to enforce our rights under this Agreement; (v i ) exercise any other right or remedy avai lable to us , and (v ii ) do anything to protect our interest in the Vehicle. We will contact you at the phone and address (if applicable) you provided to us in connection with your creation of a Mobility account , unless you provide us with alternative contac t information. In the event of any repossession under this Agreement, we will provide you with any required notices under applicable state and federal law, and you may reinstate this Agreement by complying with the requirements in the notice. After reposse ssion, we will hold it free of any rights you may have under this Agreement, subject to any right the law gives you to cure the default or recover the Vehicle. If you are in default and return the Vehicle, you will still be responsible for the prorated amo unt for the period you possessed the Vehicle and all other amounts due under this Agreement. We shall have the right to seek remedies to the fullest extent provided under this Agreement and the law. No election by us to exercise one form of remedy shall co nstitute a waiver of our right to exercise any other remedy. You will pay us all costs and expenses, including attorneys’ fees and costs, incurred by us in enforcing any of the terms, conditions, or provisions of this Agreement, to the extent allowed by la w. c. Failure to Return at Vehicle Upon Termination or Lease End. If you keep possession of the Vehicle past the Lease T erm or after we require return of the Vehicle, you agree to continue paying the Monthly Payments, but you understand that continued paymen t does not permit you to keep the Vehicle. You agree to pay any damages that we suffer because of your failure to return the Vehicle as required herein 25. Indemnification. You will indemnify, defend and hold us and our employees, directors, agents, affiliates, and assignees harmless for any liabilities, claims, losses, damages, expenses, or legal actions, including reasonable attorneys’ fees to the extent permitted by law, arising out of or as a result of the condition, possession, operation, mainten ance or use of the Vehicle. This includes any citations and tolls received by you or others while in possession of the Vehicle and any amounts we are required to pay to third parties in order to recover the Vehicle. 26. Assignment . You may not assign this Ag reement or transfer the Vehicle without our prior written permission. You acknowledge that we can assign this Agreement, and the person to whom this Agreement is assigned may reassign it. Upon assignment, you will make all payments to our assignee as instr ucted. Any sale or assignment of this Agreement does not materially alter your obligations or risks under th