Terms of Use Effective Date: August 1, 2025 Welcome to AI Tax - Smart Tax Optimizer ("App", "we", "our", or "us"). These Terms of Use ("Terms") govern your use of the mobile application provided by us. 1. Acceptance of Terms By downloading or using AI Tax - Smart Tax Optimizer, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the App. 2. Description of Service AI Tax - Smart Tax Optimizer is a mobile application that provides users with AI-generated tax optimization recommendations based on user-supplied parameters. The App does not collect or store personal data. 3. Subscriptions and Payments Certain features of the App are available only through paid subscriptions. By purchasing a subscription, you agree to pay the applicable fees and taxes. All payments are non-refundable unless otherwise required by law. 4. No Legal or Financial Advice The information provided by the App is for informational purposes only and does not constitute legal, tax, or financial advice. You should consult with a qualified professional before making any tax-related decisions. 5. Limitation of Liability To the fullest extent permitted by law, we are not liable for any indirect, incidental, or consequential damages arising out of your use of the App. 6. Governing Law These Terms are governed by the laws of Poland, without regard to its conflict of law provisions. 7. Modifications We reserve the right to modify these Terms at any time. Continued use of the App after changes become effective constitutes your acceptance of the new Terms. 8. Contact If you have any questions about these Terms, please contact us at: support@aitaxapp.com Thank you for using AI Tax - Smart Tax Optimizer.