The Platinum Card © Opportunity What's the TLDR? Too Long Didn’t Read I don’t want to read the whole deck. What is the bottom line? - Jargon to understand: • MR = Membership Reward Point= “points” • 1MR = $0.02 cash Financial Summary ✓ Welcome Bonus 60k MR + $1200 ✓ Retention 10k MR + $100 ✓ 5K MR via minimum spend + $100 ✓ Travel Credit + $200 Annual fee - $700 Total: + $900 + All the intangible perks that come with Platinum 2 Summary Activate a new Platinum card and… 1 Obtain 70k Membership Reward Points (MR) 2 Pay no annual fee ($700 in savings) 3 Net $900 in cashback Current Context 4 Worldwide lounge access, incl. Priority Pass & Centurion 5 Up to 12% cashback, until August 3 Plus you are a baller with a metal Platinum Card… The Platinum Card Benefits • $200 annual travel credit • Access to 1200+ lounges globally, you + 2 guests Travel • 1:1 Transfer to Aeroplan or 1:3 to Bonvoy, anytime • Instant elite status at Hilton, Marriot and Shangri Hotels • Have onshore concierge do any tasks for you (booking travel, sending flowers, making dinner reservations, anything) Concierge • Front Of The Line ticket sales, via concierge (sold out shows) • American Express Invites, offers access to private events • Free valet parkingCurrent at YYZ • 3x, 2x, 1x point accumulation Context on dining, travel and all purchases, respectively Other • Precision-cut and engraved metal card • Industry leading travel insurance and extended warranties on purchases 5 Offer Details SUMMARY OF OFFER • New cardmembers receive 60k MR points upon spending $5k in 3 months + extra 10k in 6 months • Current promotion has cashout value of $0.02 per MR, valuing welcome bonus at $1200 + $200 • Annual fee of $499 ($699 less $200 travel credit) can be offset by cashing 25k points • Bonus Until Aug 1: 1000 points = $20 ($0.02 per MR). Regular $0.01 per MR Category Before Aug 1 Thereafter (Normal) 6 points per $1 3 points per $1 Dining (incl food delivery) MEMBERSHIP (12% cashback) (3% cashback) REWARDS 4 points per $1 2 points per $1 EARNING RATES Travel (8% cashback) (2% cashback) 2 points per $1 1 point per $1 Everything Else (4% cashback) (1% cashback) OFFER REQUIREMENTS DISCLOSURES • Spend $5,000 in first 3 months after activation • Using my link gives you an extra 10k points (buy gift cards, pay rent, be creative if needed) yourself (non-referral promotion is 50k + 10k) • Not eligible if you have had AMEX Platinum • I will receive 15k points as a referral bonus, if before in Canada you use my link • I’ve had Platinum card since 2018 and love it! 6
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