What is the Motability Scheme and How Does It Work? You can exchange your Motability allowance for a lease agreement on a new vehicle through the Motability scheme. A car, a Wheelchair Accessible Vehicle (WAV), or a powered wheelchair could be used. Enquire now for choosing the best virtual assistant for automotive dealerships. What is the Motability scheme and how does it work? The Motability scheme is straightforward. You'll select an eligible car and simply exchange your eligible Motability allowance (or a portion of it if the car you choose is less expensive) for a car lease. Insurance, road tax, and repairs will all be included in your payments. The car you lease can also be customized to meet your needs. As needed, modifications can be made to allow for driving, access, or storage of mobility aids. Even if you don't drive, you can apply for a Motability vehicle and designate up to two drivers on your behalf. Your Mobility plan will typically last three years and cover 60,000 miles (20,000 miles per year). If you exceed this mileage, you will usually be charged an additional fee per mile (around five pence per extra mile) at the end of the term. How to Get a Motability Car To begin, select an eligible vehicle and determine which modifications, if any, are required. Motability is only available on new cars, not used ones. There is plenty of choice, and practically any vehicle priced under £35,000 can be applied for through the scheme. Click here to search Auto Trader for eligible vehicles. Simply ask the dealer or go to the Motability website for the monthly prices. You must place your order with the dealership. Most franchise dealerships in the UK have Motability specialists on hand to assist you with your order and walk you through the process. You can book an appointment with the dealership ahead of time by using the contact information provided in Auto Trader advertisements. When you're satisfied, the dealership's specialist will submit your application and complete your order. They'll also schedule the delivery date and tell you what to bring when you pick up your new car. Purchasing a car through the Motability scheme You will make payments every four weeks, directly from your benefits. These payments cover the cost of the car, as well as insurance and a variety of other operating expenses (see the list below). You will only be responsible for your own fuel. Payments are usually deducted from your Motability allowance and sent directly to the Motability Scheme. Your benefit payment agency will handle this. Some cheaper cars may be entirely covered by the allowance, but if the car costs less than your mobility allowance, you can claim the difference. Your benefit payment agency will pay you for this. If you choose a more expensive vehicle, you will be required to make a down payment. This advance payment is a one-time, non-refundable payment that covers the difference between your Mobility allowance and the total cost of your lease. More information is available on the Motability charity website if you require financial assistance in making this advance payment. What does the Motability scheme include? The Motability scheme payments cover both the vehicle and any adaptations. Your monthly payments will also cover the following: ● Insurance, including tyre and windscreen replacement; ● Insurance, including tyre and windscreen replacement; ● Breakdown coverage; ● Vehicle registration; ● Servicing and maintenance, including MOTs