FX Simplified, Payments Globalised Wallex is the FX Engine of choice for high growth businesses in APAC 2 Our numbers tell our story. S$ 7.7 Billion funds processed 180,000 + transactions 36,000 + customers Licensed In The Largest FX Markets In Asia Licensed as a Funds Transfer Provider under the regulation of Bank Indonesia License number: 20 / 235 /DKSP/ 83 Regulated as a Major Payment Institution by the Monetary Authority of Singapore (MAS) License number: PS 20200433 Licensed as a Money Service Operator (MSO) under the regulation of HKCE License number: 19 - 12 - 02935 #SwitchToWallex 30,000 + CUSTOMERS HAVE SWITCHED TO WALLEX #SwitchToWallex 30,000 + CUSTOMERS HAVE SWITCHED TO WALLEX Savvy businesses are choosing Wallex KNOW THE VALUE OF CHOOSING US Savings guaranteed Save more $ with personalized FX rates, high value payments Your funds and data are safe Fully licensed & regulated in Singapore, Indonesia & HK. Fast Reliable Payments network Faster and Reliable transactions with strong network of partners. Always know what you pay for Clear charges, No hidden fees that eat into your transactions.. Human support, all the time Dedicated Account Manager for every business. Integrate and Automate Entire suite of Wallex services available for integration 8 Empowering SMEs by Simplifying Cross - Border Payments Banks don ’ t care, but we do! There no value of being a small fish in a big pond. Work with us to get better rates and pay lower margins across currencies. Crave the experience, No Problem! Our onboarding process and 5 - star service makes it a breeze for you to start using our platform. All - in - One Payments Platform Pay Make payments in 46 currencies and to 180 + countries Routing logic that ensures the best rates, lowest costs and fastest transfers Collect Receive payments in 35 currencies from around the world Get access to foreign currency accounts set up free and in your name Hold Hold and manage 13 currencies Avoid unfavourable exchange rates and volatility in fluctuations Convert Real - time FX conversions Convert into 46 different currencies at competitive and transparent pricing Pay Cross - border payments to 45 currencies, 180 countries You need it? We got it! Cost - effective payments in 46 currencies Save thousands of dollars on your payments every year CASE STUDY: AMVIGAS SAVES OVER 50 % ($ 5,000 USD) ON REMITTANCE COSTS ANNUALLY Pay USD across countries, 50 + transactions a month Open their account 8 x faster Saves up to 2 business days of processing time Amvigas, that specialises in Marine Consultancy, has over 100 professional marine consultants located across the globe, in various countries spread across all continents (Australia, Asia, Europe, North Americas, South America, Middle East and Africa). Save thousands of dollars on your payments every year CASE STUDY: INVESTREE SAVES 70 % ON CROSS - BORDER PAYMENT FEES ANNUALLY Make overseas transfers 24 / 7 anytime, anywhere Saves up to 2 business days on every payment Investree is a B 2 B financial technology lending company in Southeast Asia. By expanding the area of business operations to Indonesia, Thailand and Philippines, Investree needs one integrated platform for financing & business solutions. "As we expanded out of the country, we needed fast solutions. While our banks are great, there are limitations as regard to the cross - border transactions. That was what necessitated the switch to Wallex," said Liliana Bambang, Investree's CFO. Wallex Cross - Border Payment Process: How It Works FOR SUPPLIER PAYMENT, PAYROLL, CAPITAL FLOWS ETC. Customer FX Global Network (SWIFT/Local/Wallet ) Beneficiary With real - time status tracking and notifications, transactions and beneficiaries monitoring capabilities 1 Customer initiates payment 2 Wallex confirms the payment 3 Customer makes fund payment, e.g. via Bank Transfer 4 Wallex converts and routes payment to the most effective channel in real - time 5 Beneficiary receives payment Leading the TECH in FinTech KEY PROOF POINTS ON PAYMENT Unbeatable rates on exotic currencies and top currencies Business - friendly features Real - time payments to Indonesia Same - day payments in 21 currencies including USD, GBP, EUR Real - time payments within the Wallex Network Real - time notifications & status updates Multiple payments in one go Advanced user management Access MT 104 within your dashboard Why choose us for your International Payments 1 9 Customised Margins, Fees Negotiated rates for each customer which is not accessible through leading Banks and Fintechs 5 star rated service Transaction assistance through dealers which is typically reserved for high volume customers at banks , includes addressing urgent transactions and special requests Designed for Businesses Access to custom b 2 b features like multiple users, approval matrix, bulk upload of transactions which are not needed for servicing individual customers Easy payments in 180 countries 46 currencies including exotics and asian currencies Enterprise grade APIs Robust APIs & secure tech stack assure customers of best results for high frequency, high value transactions which are typical for businesses with international operations Collect Receive payments like you have a local bank account Get virtual accounts in 31 currencies instantly, without any complicated documentation Collection Services ACCEPT PAYMENTS FROM AROUND THE WORLD Global Collection Accounts enable you to receive local bank payments directly from companies or marketplaces abroad as if they were a local payment, using the local or SWIFT clearing system. Customer sends USD 1,000 You receive SGD 1,280 Based in USA Based in SG Bank in USA - Bank Fee - Conversion Fee - Mark - up Bank in SG Intermediary Bank - Bank Fee Before Wallex After Wallex Based in SG Local Currency Account in USA* Bank in SG No Fees No FX Charges No min. bal. Transfer when rates are favourable - Conversion Fee Based in USA Customer sends USD 1,000 You receive SGD 1,320 After Wallex Accept payments from around the world VIRTUAL ACCOUNTS TO RECEIVE FUNDS IN 31 CURRENCIES Cheaper for you Collect funds in multiple currencies with no charges With a global receiving account, you will be able to avoid unfavourable rates and fees while saving on multiple conversion fees Cheaper for your customers Give your client companies an easier, cheaper and faster way to pay you in their preferred currency and with their local transfer methods. Faster Account Opening Get USD, EUR, GBP and IDR account details in your company name for free , in seconds. A great alternative to opening local bank accounts overseas. Better Financial Control Reduce your business's working capital needs with n o minimum balance requirements or bank charges Centralise all collections into your Wallex wallet and benefit from clear reconciliations and reporting Faster Transaction Time You will only need 1 day to receive funds from countries like US . This is much faster compared to a swift transaction that would take 2 - 3 days.