Stuart Moore Moore Multifamily The Top 5 Issues Insurers Look for in Multifamily Properties? 01 PROPERTY CONDITION Insurers look for well-maintained buildings. Issues like roof damage, foundation problems, or outdated systems can increase risk. 02 PLUMBING & WATER DAMAGE Old or poorly maintained plumbing is a major red flag. Leaks and water damage are costly and can lead to claims and higher premiums. 03 ELECTRICAL SYSTEMS Outdated wiring or panels that don’t meet current code standards can create fire hazards and higher liability for insurers. 04 LIABILITY RISKS Inadequate safety measures—like poor lighting, broken stairs, or lack of security—can increase the chance of injuries and lawsuits. 05 MAINTENANCE & DOCUMENTATION Insurers want proof of regular maintenance. Lack of records or deferred maintenance can lead to coverage issues or higher costs. Addressing these issues shows insurers you’re a lower risk—and can help you get better coverage at better rates. Well-maintained properties. Stronger protection. Better outcomes. Stuart Moore Moore Multifamily www.mooremultifamily.com (678) 928-6700 stuart.moore@twsinsurance.com