For NRIs, insurance comes as an afterthought. When you are caught up in the thrill of earning in a foreign currency and sending remittances home, the uncertainties that plague people everyday take a backseat. The current global climate however offers a wake-up call. Rising healthcare costs in India, economic uncertainty abroad has necessitated insurance as a cornerstone in smart NRI financial planning.Irrespective of profession abroad, the question should always be “What kind of insurance do I